Abstract: Disclosed is an electronic receipt saver system for monetary transactions and return transactions comprising: a unique consumer access coded device having a kit including an individual card, a key fob, and software for personal computing devices. The consumer access coded device can be hosted on selected debit cards and credit cards. The electronic receipt saver system enables a consumer to archive monetary transactions into a single secured database accessible to the consumer via the computing devices to view and organize electronic receipts for financial records.