Abstract: A method and server system for facilitating recurring customer payments to merchants are provided. A Quick Response (QR) code including a Standing Instruction (SI) flag is generated. The SI flag is capable of offering customers of a merchant with an option to pay for respective recurring payments using SI. The generated QR code is provided by the merchant to at least one customer. A first payment from among a set of recurring payments from a customer to the merchant is processed based on an input related to the SI provided by the customer subsequent to a selection of the option in the QR code by the customer. A unique identifier associated with a processing of the first payment from the customer to the merchant is generated and stored. Each subsequent payment is processed using the unique identifier and the input related to the SI.

Abstract: The present disclosure relates to contactless payments using an electronic payment transaction environment. In particular, the disclosure provides methods, systems, and computer program products for implementing contactless payments based on a dual protocol display label including an optical code and an NFC tag, each configured to communicate merchant information for the purposes of enabling electronic payments to a merchant.

Abstract: A computer-implemented method for issuance of a payment device includes: generating, from a transaction history of a first payment device of a user, usage parameters characteristic of usage of the first payment device, the first payment device being enabled for a first transaction type; generating one or more similarity scores based on a comparison of the usage parameters of the first payment device to corresponding usage parameters of one or more other payment devices that are enabled for a second transaction type for which the first payment device is not enabled; determining, from the one or more similarity scores, one or more matching payment devices of the other payment devices that satisfy a matching criterion; determining payment device configuration parameters of the one or more matching payment devices; and encoding, or causing to be encoded, payment device data in one or more machine-readable media, wherein the payment device data includes a new payment device number, an indication that the new payme

Abstract: Embodiments provide methods, server systems, and user devices for facilitating person to merchant payment transactions. In an embodiment, the method includes receiving, by a server system associated with a payment network, a payment transaction request. The payment transaction request is initiated using a messaging protocol on a user device. The payment transaction request includes a merchant ID, a payment card selected from one or more payment cards, and a transaction amount. The method includes verifying, by the server system, the merchant ID from a database including a listing of a plurality of merchant information. Upon successful verification of the merchant ID, the method includes facilitating, by the server system, the payment transaction of the transaction amount from an issuer account of a user to an acquirer account of a merchant.

Abstract: A method and server system for facilitating recurring customer payments to merchants are provided. A Quick Response (QR) code including a Standing Instruction (SI) flag is generated. The SI flag is capable of offering customers of a merchant with an option to pay for respective recurring payments using SI. The generated QR code is provided by the merchant to at least one customer. A first payment from among a set of recurring payments from a customer to the merchant is processed based on an input related to the SI provided by the customer subsequent to a selection of the option in the QR code by the customer. A unique identifier associated with a processing of the first payment from the customer to the merchant is generated and stored. Each subsequent payment is processed using the unique identifier and the input related to the SI.

Abstract: The present disclosure relates to contactless payments using an electronic payment transaction environment. In particular, the disclosure provides methods, systems, and computer program products for implementing contactless payments based on a dual protocol display label including an optical code and an NFC tag, each configured to communicate merchant information for the purposes of enabling electronic payments to a merchant.

Abstract: Embodiments provide methods, server systems, and user devices for facilitating person to merchant payment transactions. In an embodiment, the method includes receiving, by a server system associated with a payment network, a payment transaction request. The payment transaction request is initiated using a messaging protocol on a user device. The payment transaction request includes a merchant ID, a payment card selected from one or more payment cards, and a transaction amount. The method includes verifying, by the server system, the merchant ID from a database including a listing of a plurality of merchant information. Upon successful verification of the merchant ID, the method includes facilitating, by the server system, the payment transaction of the transaction amount from an issuer account of a user to an acquirer account of a merchant.