Abstract: Embodiments of the invention provide systems and methods for using programmatic means to verify the identity of a person. By scanning the person's documents and/or biometric data and comparing them to available government and private databases, the validity of those documents and identity of the person can be confirmed with a high confidence level. The process can assign a score to each item verified which is then computed into an overall confidence score which is available to other processes to rely on for approval of transactions. The identity is digitally combined with the credentials of the mobile phone to create a reusable identity token. Together with the confidence score, the identity token represents the verified biometric information of the person and is tied to the mobile phone.

Abstract: A system and method using both SMS and push notifications in parallel to ensure that a notification to a mobile device arrives quickly and reliably at the correct application on the device and to ensure that the application can respond on any channel, thereby, providing the highest probability that the notification will be received by the application and that the response is sent and received by the origin server in timely manner.

Abstract: Embodiments of the invention provide systems and methods for using programmatic means to verify the identity of a person. By scanning the person's documents and/or biometric data and comparing them to available government and private databases, the validity of those documents and identity of the person can be confirmed with a high confidence level. The process can assign a score to each item verified which is then computed into an overall confidence score which is available to other processes to rely on for approval of transactions. The identity is digitally combined with the credentials of the mobile phone to create a reusable identity token. Together with the confidence score, the identity token represents the verified biometric information of the person and is tied to the mobile phone.

Abstract: A system and method using both SMS and push notifications in parallel to ensure that a notification to a mobile device arrives quickly and reliably at the correct application on the device and to ensure that the application can respond on any channel, thereby, providing the highest probability that the notification will be received by the application and that the response is sent and received by the origin server in timely manner.

Abstract: An extensible user profile system keeping track of application settings for users from inside mobile operators and outside mobile operators. The information tracked is used to help application providers to further build enriching applications that fit the users' needs. The user profile system makes use of a network and optional local store and system to track user interaction with an application.

Abstract: A mobile network presence and location (NPL) agent detects and gathers user presence and location information and provides a generic interface to applications which require the information. The NPL agent comprises a pull agent, a push agent, or both. The pull agent receives requests for presence or location information about mobile devices on a wireless network from remote applications over a computer network. In response, the pull agent sends corresponding requests to a remote entity, such as a Short Message Service Center (SMSC) associated with the wireless network, which queries the Home Location Register (HLR) of the wireless network for the requested information. The remote entity returns the requested information to the pull agent, which decodes it and subsequently provides the information to the remote applications. The push agent publishes presence or location information to applications without requiring applications to request the information.