Abstract: Disclosed herein is a computer implemented method and system that securely aggregates and manages user related data in an online environment while maintaining privacy of a user. The user provides access credentials at a client device for each of multiple data sources. The access credentials are transformed to an unreadable format at the client device using a public key transmitted by a web server. The transformed access credentials in the unreadable format are stored locally on the client device. A communicating software agent on the client device communicates the stored access credentials to the web server. The web server transforms the communicated access credentials to a readable format using a private key and retrieves the user related data by accessing the data sources using the access credentials in the readable format. The web server presents the retrieved user related data to the user in one or more presentation modes.