Abstract: A method for making binary predictions for a subject involves obtaining historical data for multiple subjects, the historical data including, for each subject, a feature set and a binary outcome, generating training data from the historical data, and training a predictive model using the training data to predict the outcomes based on the feature sets. The method further includes obtaining historical data including a feature set for a subject under consideration, and predicting a binary outcome for the subject under consideration, based on the feature set associated with the subject under consideration.

Abstract: A method to predict a delay involves receiving an open invoice sent by a company to a customer, extracting, using a programmable interface, a set of company data, a set of customer data, and a set of invoice data from a management application (MA) and the open invoice; refining, using a set of algorithms, the set of company data, the set of customer data, and the set of invoice data into a set of invoice attributes, a set of company features, and a set of customer features; predicting a delay in processing the open invoice using a trained model analyzing the set of company features and the set of customer features; updating, at an expiration of a predetermined timespan, the MA to add the delay to a due date of the open invoice by including the set of company features; and updating, at the expiration of the predetermined timespan, the MA to add the delay in processing the open invoice by including the set of customer features.

Abstract: A method to predict a delay involves receiving an open invoice sent by a company to a customer, extracting, using a programmable interface, a set of company data, a set of customer data, and a set of invoice data from a management application (MA) and the open invoice; refining, using a set of algorithms, the set of company data, the set of customer data, and the set of invoice data into a set of invoice attributes, a set of company features, and a set of customer features; predicting a delay in processing the open invoice using a trained model analyzing the set of company features and the set of customer features; updating, at an expiration of a predetermined timespan, the MA to add the delay to a due date of the open invoice by including the set of company features; and updating, at the expiration of the predetermined timespan, the MA to add the delay in processing the open invoice by including the set of customer features.