Patents by Inventor Vicky King
Vicky King has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12379060Abstract: A system and method for detecting blockages and/or leaking in a piping system. The travel speed, travel time, movement, images, audio, odor, and/or other data provided by a robot ball moving through the piping system may indicate if a blockage or leak exists. An electronic notification may be sent detailing the blockage and/or leak, which may include a location and corrective action.Type: GrantFiled: March 17, 2023Date of Patent: August 5, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Nathan L. Tofte, Brian N. Harvey, Vicki King, Joseph P. Harr
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Patent number: 12380232Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.Type: GrantFiled: March 1, 2024Date of Patent: August 5, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Patent number: 12347191Abstract: The following generally relates to using Augmented Reality (AR) to enhance pedestrian navigation. In some examples, AR techniques are applied to provide AR indications of a location of a group member that includes two or more AR devices. In these examples, AR techniques may be applied to determine a relative position of the group member and/or provide navigational guidance to the group member. In other examples, AR techniques are applied to provide AR-assisted pedestrian guidance. In these examples, AR techniques may be applied to present an AR display that includes information for a point of interest along a route.Type: GrantFiled: October 7, 2022Date of Patent: July 1, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Brian M. Fields, Nathan L. Tofte, Aaron C. Williams, Joseph P. Harr, Vicki King
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Patent number: 12346976Abstract: A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim such as sending data to a smart contract deployed on the shared ledger. The parties to the subrogation claim or entities that are not parties to the subrogation claim may broadcast data relating to fault to the blockchain. The data relating to fault may be evaluated by the parties or entities acting on the parties' behalf to determine fault. A fault determination may be broadcast to the blockchain based upon the analysis of the data relating to fault. Once the claim is resolved, arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.Type: GrantFiled: November 28, 2023Date of Patent: July 1, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Shawn M. Call, Jaime Skaggs, Eric Bellas, Douglas A. Graff, William J. Leise, Vicki King, Jacob J. Alt, Eric R. Moore, Stacie A. Mccullough
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Patent number: 12346972Abstract: Methods and systems for developing virtual models and assessing a condition of a feature of a modeled property within a virtual environment are described herein. A server may receive a data request from a user electronic device. The data request may comprise a property of interest located in an overall region. The server may then dynamically acquire a virtual model for rendering the property within a virtual environment at the user electronic device based on the data request. The server may then determine to assess a condition of the feature associated with the property represented in the virtual model in accordance with rules. The condition of the feature is relevant to assessing risks associated with the one or more properties. The server may subsequently obtain an assessment of the condition associated with the feature of the property based on a representation of the condition within the virtual environment.Type: GrantFiled: April 26, 2023Date of Patent: July 1, 2025Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Rebecca A. Little, Bryan R. Nussbaum, Deanna L. Stockweather, Nathan C. Summers, An Ho, Vicki King
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Patent number: 12341733Abstract: Systems and methods for an artificial intelligence (AI)/machine learning (ML) chatbot for intelligent negotiation of terms is disclosed herein. An exemplary computing system includes one or more processors; and a memory storing executable instructions thereon. When executed by the one or more processors, these instructions may cause the one or more processors to: receive, from a first contracting party during a negotiating period, a plurality of prospective terms for a contractual agreement; and determine, via an AI chatbot, whether the plurality of prospective terms are acceptable terms based on a plurality of parameters indicated by a second contracting party. Responsive to determining that the plurality of prospective terms are unacceptable terms, the instructions may further cause the processors to generate, via the AI chatbot, a plurality of counter terms based on the plurality of parameters; and transmit the plurality of counter terms to the first contracting party.Type: GrantFiled: October 10, 2023Date of Patent: June 24, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Brian Mark Fields, Nathan L. Tofte, Joseph Robert Brannan, Vicki King, Justin Davis
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Publication number: 20250182215Abstract: The following relates generally to artificial intelligence (AI)-based responses to social media posts. In some embodiments, one or more processors may be configured to: (1) receive, via a chatbot, a social media post; (2) categorize, via the chatbot, the social media post; (3) determine, via the chatbot, based upon the categorization, an entity to contact; (4) build, via the chatbot, based upon the determined entity to contact, a response to the social media post; and/or (5) send, via the chatbot, the response to the entity.Type: ApplicationFiled: February 10, 2025Publication date: June 5, 2025Inventors: Joseph Robert Brannan, Vicki King, Brian Mark Fields, Nathan L. Tofte
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Patent number: 12311966Abstract: The following generally relates to using Augmented Reality (AR) to enhance the in-vehicle experience. In some examples, AR techniques are applied to provide AR indications of vehicle safety indicia to alert vehicle occupants to information that may not otherwise be perceptible. In other example, AR techniques are applied to provide emergency vehicle warnings to improve the likelihood of safe responses thereto. In yet other examples, AR techniques are applied to generated personalized outdoor displays, for example, to ameliorate conditions that may impair safe operation of a vehicle.Type: GrantFiled: October 7, 2022Date of Patent: May 27, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Brian M. Fields, Nathan L. Tofte, Aaron C. Williams, Joseph P. Harr, Vicki King
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Publication number: 20250166523Abstract: A virtual environment may be provided, the virtual environment including a procedurally generated virtual landscape. The virtual landscape may include various components, such as natural terrain elements, infrastructural elements, and residential/commercial properties, that are automatically generated based upon procedural rules so as to provide uniqueness of any one virtual landscape. A user may enter the virtual environment and, via various virtual tools, identify aspects of the generated virtual landscape that affect risk to one or more of the properties therein.Type: ApplicationFiled: January 17, 2025Publication date: May 22, 2025Inventors: Rebecca A. Little, Bryan R. Nussbaum, Deanna L. Stockweather, Nathan C. Summers, Vicki King, Teresa Ho
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Publication number: 20250131512Abstract: Methods, systems, and computer readable media for predictively determining a risk of damage to a property are provided. To determine the risk, a high resolution virtual model of a region that includes the property is obtained. The virtual model is imported into a simulation environment. One or more of the simulation parameters are set based on historic weather data for the region. For example, each parameter may be associated with a probability distribution derived based on the historic weather data that is sampled prior to executing the simulation. One or more simulations are executed in accordance with the sampled inputs to simulate the likely weather patterns the property will experience. The result of the simulation is analyzed to determine the predicted risk of damage to the property.Type: ApplicationFiled: December 31, 2024Publication date: April 24, 2025Inventors: Bryan R. Nussbaum, Jeremy Carnahan, John A. Schirano, Vicki King, Mike McGraw
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Publication number: 20250115266Abstract: The following generally relates to using Augmented Reality (AR) to enhance the in-vehicle experience. In some examples, AR techniques are applied to provide AR indications of vehicle safety indicia to alert vehicle occupants to information that may not otherwise be perceptible. In other examples, AR techniques are applied to provide emergency vehicle warnings to improve the likelihood of safe responses thereto. In yet other examples, AR techniques are applied to generated personalized outdoor displays, for example, to ameliorate conditions that may impair safe operation of a vehicle.Type: ApplicationFiled: December 16, 2024Publication date: April 10, 2025Inventors: Brian M. Fields, Nathan L. Tofte, Aaron C. Williams, Joseph P. Harr, Vicki King
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Publication number: 20250117861Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for tracking changes for a user. Example methods may include implementing one or more servers, each of the one or more servers maintaining a copy of a distributed ledger; detecting a change in a policy or claim status for a user; responding to the detection of the change, including: (i) generating, via a server of the one or more servers, a transaction record for the distributed ledger including data corresponding to the change; (ii) generating a hash value representative of at least the transaction record using at least a generated nonce value; and (iii) storing the transaction record and the hash value to each copy of the distributed ledger at the one or more servers; and performing a function based upon the transaction record stored to the distributed ledger.Type: ApplicationFiled: December 16, 2024Publication date: April 10, 2025Inventors: Ronny S. Bryant, Stacie A. McCullough, Mitchell J. Hill, Jacob J. Alt, Jaime Skaggs, Shawn M. Call, Eric Bellas, Vicki King, Melinda Teresa Magerkurth
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Patent number: 12248993Abstract: The following relates generally to artificial intelligence (AI)-based responses to social media posts. In some embodiments, one or more processors may be configured to: (1) receive, via a chatbot, a social media post; (2) categorize, via the chatbot, the social media post; (3) determine, via the chatbot, based upon the categorization, an entity to contact; (4) build, via the chatbot, based upon the determined entity to contact, a response to the social media post; and/or (5) send, via the chatbot, the response to the entity.Type: GrantFiled: August 16, 2023Date of Patent: March 11, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Joseph Robert Brannan, Vicki King, Brian Mark Fields, Nathan L. Tofte
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Patent number: 12249251Abstract: A virtual environment may be provided, the virtual environment including a procedurally generated virtual landscape. The virtual landscape may include various components, such as natural terrain elements, infrastructural elements, and residential/commercial properties, that are automatically generated based upon procedural rules so as to provide uniqueness of any one virtual landscape. A user may enter the virtual environment and, via various virtual tools, identify aspects of the generated virtual landscape that affect risk to one or more of the properties therein.Type: GrantFiled: November 14, 2023Date of Patent: March 11, 2025Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Rebecca A. Little, Bryan R. Nussbaum, Deanna L. Stockweather, Nathan C. Summers, Vicki King, Teresa Ho
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Publication number: 20250077692Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.Type: ApplicationFiled: March 1, 2024Publication date: March 6, 2025Inventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki KIng, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Sheila Cummings Smith
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Patent number: 12235979Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.Type: GrantFiled: January 12, 2024Date of Patent: February 25, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Publication number: 20250054066Abstract: A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant. Evidence regarding the value of the subrogation claim is sent to the shared ledger by entities involved in the claim such as sending to a smart contract deployed on the shared ledger. The parties to the subrogation claim may supplement evidence and settlement proposals on the blockchain by broadcasting a transaction or sending data to the smart contract. Once the claim is resolved, the parties may settle the subrogation payment off-chain or may transact a token having value on the chain. A subrogation smart contract may be programmed to release funds under certain conditions including holding a bond by a claimant and/or upon final resolution of the subrogation claim.Type: ApplicationFiled: March 25, 2021Publication date: February 13, 2025Inventors: Jaime Skaggs, Shawn M. Call, Eric Bellas, Douglas A. Graff, William J. Leise, Vicki King, Jacob J. Alt, Eric R. Moore, Stacie A. McCullough
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Publication number: 20250046078Abstract: The following generally relates to using Augmented Reality (AR) to enhance pedestrian navigation. In some examples, AR techniques are applied to provide AR indications of a location of a group member that includes two or more AR devices. In these examples, AR techniques may be applied to determine a relative position of the group member and/or provide navigational guidance to the group member. In other examples, AR techniques are applied to provide AR-assisted pedestrian guidance. In these examples, AR techniques may be applied to present an AR display that includes information for a point of interest along a route.Type: ApplicationFiled: October 18, 2024Publication date: February 6, 2025Inventors: Brian Mark Fields, Nathan L. Tofte, Aaron C. Williams, Joseph P. Harr, Vicki King
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Patent number: 12202507Abstract: The following generally relates to using Augmented Reality (AR) to enhance the in-vehicle experience. In some examples, AR techniques are applied to provide AR indications of vehicle safety indicia to alert vehicle occupants to information that may not otherwise be perceptible. In other example, AR techniques are applied to provide emergency vehicle warnings to improve the likelihood of safe responses thereto. In yet other examples, AR techniques are applied to generated personalized outdoor displays, for example, to ameliorate conditions that may impair safe operation of a vehicle.Type: GrantFiled: October 7, 2022Date of Patent: January 21, 2025Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Brian M. Fields, Nathan L. Tofte, Aaron C. Williams, Joseph P. Harr, Vicki King
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Patent number: 12198197Abstract: Methods, systems, and computer readable media for predictively determining a risk of damage to a property are provided. To determine the risk, a high resolution virtual model of a region that includes the property is obtained. The virtual model is imported into a simulation environment. One or more of the simulation parameters are set based on historic weather data for the region. For example, each parameter may be associated with a probability distribution derived based on the historic weather data that is sampled prior to executing the simulation. One or more simulations are executed in accordance with the sampled inputs to simulate the likely weather patterns the property will experience. The result of the simulation is analyzed to determine the predicted risk of damage to the property.Type: GrantFiled: July 29, 2021Date of Patent: January 14, 2025Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Bryan R. Nussbaum, Jeremy Carnahan, John A. Schirano, Vicki King, Mike McGraw