Patents by Inventor Victor Bell

Victor Bell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7611048
    Abstract: An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the machine in exchange for the deposited check.
    Type: Grant
    Filed: October 17, 2008
    Date of Patent: November 3, 2009
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Dale H. Blackson, Edward L. Laskowski, Tim Crews, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Cash dispensing and check accepting ATM and method
    Patent number: 7577614
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is then dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. The transaction host provides transaction identifying data to the ATM. The ATM sends the transaction identifying data and check images to an image and transaction data server for processing.
    Type: Grant
    Filed: January 19, 2005
    Date of Patent: August 18, 2009
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Tim Crews
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7469824
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.
    Type: Grant
    Filed: June 27, 2005
    Date of Patent: December 30, 2008
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7467744
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.
    Type: Grant
    Filed: June 27, 2005
    Date of Patent: December 23, 2008
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7438219
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.
    Type: Grant
    Filed: June 27, 2005
    Date of Patent: October 21, 2008
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7419093
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.
    Type: Grant
    Filed: March 27, 2007
    Date of Patent: September 2, 2008
    Assignee: Diebold, Incorporated
    Inventors: Dale H. Blackson, Edward L. Laskowski, Tim Crews, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7331515
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.
    Type: Grant
    Filed: March 27, 2007
    Date of Patent: February 19, 2008
    Assignee: Diebold, Incorporated
    Inventors: Dale H. Blackson, Edward L. Laskowski, Tim Crews, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7314163
    Abstract: An automated banking machine system includes ATMs that can accept checks. Cash may be dispensed from an ATM to the user in exchange for a check. Cancellation indicia can be marked on the check by the ATM. The ATM can acquire image data and magnetic data from a received check to determine the genuineness of the check and the authority of the user to cash the check. A check imaging device of the ATM can generate a digital image of a received check. The check image data can be stored in correlated relation with the related transaction data. The ATM can also modify the check image data to produce a modified check image that excludes sensitive check information, such as the user's account number in the micr line. The ATM can then print this modified check image on the user's transaction receipt.
    Type: Grant
    Filed: April 16, 2007
    Date of Patent: January 1, 2008
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7284695
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.
    Type: Grant
    Filed: August 10, 2006
    Date of Patent: October 23, 2007
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Tim Crews, H. Thomas Graef, Edward L. Laskowski
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7216801
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.
    Type: Grant
    Filed: October 25, 2006
    Date of Patent: May 15, 2007
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7207478
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.
    Type: Grant
    Filed: September 16, 2004
    Date of Patent: April 24, 2007
    Assignee: Diebold, Incorporated
    Inventors: Dale H. Blackson, Edward L. Laskowski, Tim Crews, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7140539
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.
    Type: Grant
    Filed: June 27, 2005
    Date of Patent: November 28, 2006
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7137551
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.
    Type: Grant
    Filed: June 27, 2005
    Date of Patent: November 21, 2006
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 7090122
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.
    Type: Grant
    Filed: September 16, 2004
    Date of Patent: August 15, 2006
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Tim Crews, H. Thomas Graef, Edward L. Laskowski
  • Check accepting and cash dispensing automated banking machine system and method
    Publication number: 20060144923
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
    Type: Application
    Filed: March 8, 2006
    Publication date: July 6, 2006
    Applicant: Diebold, Incorporated
    Inventors: Thomas VanKirk, Jon Washington, Brian Jones, William Beskitt, Harry Graef, David Peters, Damon Blackford, Dale Blackson, Edward Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin Brown, Todd Galloway, Kenneth Turocy, Douglas Dominick, Jasen Smolk, Brian Lucas, Bradley Lightner, James Meek, Robert Barnett, Mike Ryan, James Kay, Mark Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda