Abstract: The present invention comprises an obligatory method and system for accumulating an amount of money for retirement or for special needs. Everyone repeatedly purchases goods and services. The invention comprises automatically placing an amount of money into an account, which amount of money is a percent of the amount of the purchase of a good or a service. The amount of money is paid by the purchaser and is placed in said account for the benefit and use of said purchaser and/or for any designated beneficiary. The main object of the invention is to generate funds which the purchaser or beneficiary may use upon retirement, and/or for special needs, and/or in a catastrophic situation such as a certified disability.

Abstract: The present invention is a novel anchoring system comprising: a housing; a connector that connects the housing to an object; at least one motor which is contained within and fixed to said housing; and at least three movable elongated members, each having a proximal tip, a distal tip, a retracted storage position and an extended operative position relative to the housing. Each elongated member is operably linked to at least one motor, and an elongated member is essentially contained within the housing when said elongated member is in a storage position and the elongated member extends away from the distal surface of said housing into a penetrable environment when the elongated member is in an extended operative position.