Patents by Inventor Victor Gulchenko

Victor Gulchenko has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11195168
    Abstract: A financial transaction may include utilizing a POS system to generate a unique one-time digital code that identifies the financial transaction, forwarding the unique digital code and a store identifying code that identifies the specific POS system, generating transaction data, transmitting the transaction data, the unique digital code, the store identifying code, and account information associated with the POS system from the POS system to a payment system via a first digital network path, transmitting the unique digital code, the store identifying code, and account information associated with a user of the mobile device from the mobile device to the payment system via a second digital network path, and determining whether the unique digital code and store identifying code transmitted via the first digital network path match the unique digital code and store identifying code transmitted via the second digital network path.
    Type: Grant
    Filed: August 7, 2018
    Date of Patent: December 7, 2021
    Assignee: SQWIN SA
    Inventor: Victor Gulchenko
  • Publication number: 20210019732
    Abstract: A method for performing a financial transaction may include obtaining a unique digital code that identifies the financial transaction, communicating the unique digital code from a POS system to a mobile device, transmitting transaction data associated with information regarding the financial transaction, the unique digital code, and information associated with the POS system via a first digital network path, transmitting the unique digital code and account information associated with a user of the mobile device via a second digital network path, receiving an indication as to whether the unique digital code transmitted via the first digital network path matches the unique digital code transmitted via the second digital network path, and offering clearance of the financial transaction by the POS system when the indication indicates that the unique digital code transmitted from the POS system matches the unique digital code transmitted from the mobile device.
    Type: Application
    Filed: October 5, 2020
    Publication date: January 21, 2021
    Inventor: Victor Gulchenko
  • Patent number: 10621572
    Abstract: Performing a financial transaction via a mobile device and a point-of-sale (POS) system may include utilizing the POS system to generate a digital code, communicating the digital code from the POS system to the mobile device, connecting the mobile device to a wireless network using the digital code as a password, forwarding a mobile identifying code, forwarding a network identifying code, transmitting transaction data associated with information regarding the financial transaction, the digital code, the mobile identifying code, the network identifying code, and account information associated with the POS system from the POS system to a payment system via a first digital network path, and transmitting the digital code, the mobile identifying code, the network identifying code, and account information associated with a user of the mobile device from the mobile device to the payment system via a second digital network path.
    Type: Grant
    Filed: October 1, 2019
    Date of Patent: April 14, 2020
    Assignee: Sqwin SA
    Inventor: Victor Gulchenko
  • Publication number: 20200034824
    Abstract: Performing a financial transaction via a mobile device and a point-of-sale (POS) system may include utilizing the POS system to generate a digital code, communicating the digital code from the POS system to the mobile device, connecting the mobile device to a wireless network using the digital code as a password, forwarding a mobile identifying code, forwarding a network identifying code, transmitting transaction data associated with information regarding the financial transaction, the digital code, the mobile identifying code, the network identifying code, and account information associated with the POS system from the POS system to a payment system via a first digital network path, and transmitting the digital code, the mobile identifying code, the network identifying code, and account information associated with a user of the mobile device from the mobile device to the payment system via a second digital network path.
    Type: Application
    Filed: October 1, 2019
    Publication date: January 30, 2020
    Inventor: Victor GULCHENKO
  • Publication number: 20180341944
    Abstract: A financial transaction may include utilizing a POS system to generate a unique one-time digital code that identifies the financial transaction, forwarding the unique digital code and a store identifying code that identifies the specific POS system, generating transaction data, transmitting the transaction data, the unique digital code, the store identifying code, and account information associated with the POS system from the POS system to a payment system via a first digital network path, transmitting the unique digital code, the store identifying code, and account information associated with a user of the mobile device from the mobile device to the payment system via a second digital network path, and determining whether the unique digital code and store identifying code transmitted via the first digital network path match the unique digital code and store identifying code transmitted via the second digital network path.
    Type: Application
    Filed: August 7, 2018
    Publication date: November 29, 2018
    Inventor: Victor Gulchenko
  • Patent number: 10043176
    Abstract: A method for performing a digital transaction via a mobile device using a POS system that is connected to a wireless local area network comprising the steps: generation of a unique one-time digital code by the POS system (or by the mobile device of the customer) that is used for initiating the transaction; automatic enabling of network access to the wireless local area network after production of the unique one-time digital code, wherein access to the wireless network is permitted by the digital code; connection of the mobile device to the local area network using the digital code and provision of information from the device to the POS system, after the information has been obtained by the POS system from the mobile device, the POS system provides clearance for the transaction.
    Type: Grant
    Filed: December 4, 2013
    Date of Patent: August 7, 2018
    Assignee: SQWIN SA
    Inventor: Victor Gulchenko
  • Publication number: 20150348013
    Abstract: A method for performing a digital transaction via a mobile device using a POS system that is connected to a wireless local area network comprising the steps: generation of a unique one-time digital code by the POS system (or by the mobile device of the customer) that is used for initiating the transaction; automatic enabling of network access to the wireless local area network after production of the unique one-time digital code, wherein access to the wireless network is permitted by the digital code; connection of the mobile device to the local area network using the digital code and provision of information from the device to the POS system, after the information has been obtained by the POS system from the mobile device, the POS system provides clearance for the transaction.
    Type: Application
    Filed: December 4, 2013
    Publication date: December 3, 2015
    Inventor: Victor Gulchenko