Publication number: 20250156835
Abstract: Disclosed herein are system, apparatus, device, method and/or computer program product embodiments for providing a mid-stream deposit availability schedule to a customer electronically depositing a check. The deposit availability schedule is generated by activating a mobile financial application, receiving a customer request to deposit a financial instrument, and based on the customer request, activating a camera on the client mobile device to access a field of view of at least one camera and capture one or more images of a financial instrument, store, in a computer memory on the client mobile device, the one or more images. An optical character recognition program, resident on the client mobile device, extracts in real-time, one or more data fields from one or more portions of the financial instrument, communicates the one or more data fields to a remote deposit server and receives a deposit availability schedule, before acceptance of the remote deposit.
Type:
Application
Filed:
November 15, 2023
Publication date:
May 15, 2025
Applicant:
Capital One Services, LLC
Inventors:
Keegan FRANKLIN, Aeman JAMALI, Christopher GREGORY, Jordan ARRIETA, Ashton WEBSTER, Jeffrey OZIMEK, Tabot ARREYTAMBE, James BRIGHTER, Megan OBRIEN, Danielle WEGRZYN, John MAILLETT, Ashay SHETH, Bach Viet NGUYEN, Michael CROGHAN, Jane JUSTIZ, Jillian PEIFER, Kai SI, Sasha AHRESTANI, Suranya Jayan SCHOTT, Keane ELLIS