Abstract: A user terminal associated with a first user, the user terminal comprising a communication client application for managing communications with at least one further user terminal over a first network, the communication client application being configured to: determine information associated with at least one further communication client application installed on the user terminal, the at least one further communication client application for managing communications with the at least one further user over a second network; determine with respect to at least one outgoing call whether a further user terminal at the call end point comprises the communication client application; and manage the placement of the call based on the determination of whether the further user terminal at the call end point comprises the communication client application, such that the communication client application is configured to manage the placement of the call using the communication client application over the first network when the

Abstract: A user terminal comprising: a display; a processor configured to run a communication client application for establishing communication with at least one further user terminal over at least one communication network, wherein the client application is configured to: identify based on at least one search performed by the communication client application, at least one search result that is to be displayed on the display, each search result associated with a further user terminal; determine for each of the at least one search result, whether the further user terminal comprises the client application; and display the at least one search result, and for each further user terminal not comprising the client application, the client application is configured to further display a selectable input enabling transmission of a message over the at least one communication network to the further user terminal inviting installation of the client application on the further user terminal.

Abstract: Various embodiments provide an interactive, shared, story-reading experience in which stories can be experienced from remote locations. Various embodiments enable augmentation or modification of audio and/or video associated with the story-reading experience. This can include augmentation and modification of a reader's voice, face, and/or other content associated with the story as the story is read.

Abstract: Methods and systems are provided for analyzing the business rules, business metrics, and decision parameters for a firm or organization, processing a subset of such data to form output, and offering access to selective views of such output including evaluation and comparative data regarding execution of such business rules, information on corresponding business metrics or sets of business metrics, information on corresponding decision parameters or sets of decision parameters or scenarios, and other useful analytic information which can help a firm or organization evaluate and modify business policies based on said rules, metrics, and parameters. In addition to said rules, metrics and/or parameters, the data for the business rule analysis can include conventional historical data or hypothetical data based on simulations which the current system and method provide based on prescribed random and non-random algorithms.

Abstract: Methods and systems are provided for analyzing the business rules, business metrics, and decision parameters for a firm or organization, processing a subset of such data to form output, and offering access to selective views of such output including evaluation and comparative data regarding execution of such business rules, information on corresponding business metrics or sets of business metrics, information on corresponding decision parameters or sets of decision parameters or scenarios, and other useful analytic information which can help a firm or organization evaluate and modify business policies based on said rules, metrics, and parameters. In addition to said rules, metrics and/or parameters, the data for the business rule analysis can include conventional historical data or hypothetical data based on simulations which the current system and method provide based on prescribed random and non-random algorithms.