Patents by Inventor Vijay Kasul

Vijay Kasul has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11514432
    Abstract: Embodiments provide a method of integrating a loyalty program with a payment card of a customer. In some implementations, the method includes sending, by a merchant terminal, a payment transaction request to a server system associated with a payment network. The payment transaction request includes a payment transaction amount to be paid to a merchant account from an issuer account of the customer and a consumer identifier linked to the loyalty program associated with the merchant loyalty card. The method includes receiving a notification comprising a payment transaction approval message and a machine-readable script through the payment network. The machine-readable script comprises the consumer identifier and is executable by the merchant terminal.
    Type: Grant
    Filed: August 19, 2019
    Date of Patent: November 29, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Vijay Kasul, Rajeev Kumar, Gokul Vyas
  • Publication number: 20210264409
    Abstract: Embodiments provide methods and systems of enabling an electronic payment from a merchant device using customer credential when a customer does not have mobile device or card with him. The customer enters customer credential, associated with a customer wallet, on a merchant wallet application accessible in the merchant device. The customer credential and merchant credential are transmitted to a server system associated with a payment network. The server system validates the customer credential, generates and transmits a pull payment request to a customer wallet server for approval of the payment request for transferring funds from customer wallet to the merchant wallet. After the approval, the server system transmits the successful payment response to the merchant device.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 26, 2021
    Applicant: Mastercard International Incorporated
    Inventors: Laxmi Iyer, Rajeev Kumar, Venkatesh Jagalpure, Vijay Kasul, Abhay Mandloi
  • Publication number: 20210097521
    Abstract: The present disclosure generally relates to offline payment transfer. A first electronic device monitors its connectivity to a wide area network and determines it is in the offline mode if it is disconnected from the wide area network. The first electronic device then activates a first offline wallet stored on the first electronic device. The first electronic device establishes a local area network connection with a second electronic device also in the offline mode, the second electronic device having a second offline wallet stored thereon. Payment data is communicated between the first and second electronic devices via the local area network connection. The payment data comprises a payment amount for transfer between the first and second offline wallets. The first and second electronic devices update the first and second offline wallets in response to said transfer of the payment amount.
    Type: Application
    Filed: August 17, 2020
    Publication date: April 1, 2021
    Inventors: Rajeev Kumar, Vijay Kasul
  • Publication number: 20190370786
    Abstract: Embodiments provide a method of integrating a loyalty program with a payment card of a customer. In some implementations, the method includes sending, by a merchant terminal, a payment transaction request to a server system associated with a payment network. The payment transaction request includes a payment transaction amount to be paid to a merchant account from an issuer account of the customer and a consumer identifier linked to the loyalty program associated with the merchant loyalty card. The method includes receiving a notification comprising a payment transaction approval message and a machine-readable script through the payment network. The machine-readable script comprises the consumer identifier and is executable by the merchant terminal.
    Type: Application
    Filed: August 19, 2019
    Publication date: December 5, 2019
    Inventors: Vijay Kasul, Rajeev Kumar, Gokul Vyas