Abstract: Method by a computer of a computing system having a plurality of camera sensors and a camera sensor control system is provided. A gesture input event is identified that is detected by a camera sensor of the camera sensors. Each camera sensor routes video captured by the camera sensor to a data storage system. The first gesture input event is identified as corresponding to a defined attention-based gesture performed by a user. A time the first gesture input event was identified is determined. Video stored in the data storage system is fetched using the time that is determined as a pointer. An indication of the first gesture input event and the video that is fetched is transmitted towards an emergency call center (ECC). A trigger word or sound may be detected, and an indication of the trigger word or sound may be transmitted towards the ECC.

Abstract: To prevent utilization of device storage space for storage of application updates affecting features which a user does not use, selective application updates are offered on a per-feature, per-user basis based on analysis of monitored application use patterns. Application analytics software monitors user behavior and interaction with the application and uploads usage metrics to an application store server (“server”). The server determines for each user the features for which a high, low, or no usage activity has been observed. The server maintains data structures to correlate code units with application features. The server determines which application features are impacted by updates to the application source code based on correlations indicated in the data structures. The server determines if a user's device should receive an auto-update or a notification that an update is available if the application update affects the features for which high user activity has been observed.

Abstract: An account server receives from a user terminal an access request message containing an account identifier. A security question is retrieved from an accounts database. An authentication query message containing the security question is communicated toward the user terminal. A registered text counting rule that is associated with the account identifier is retrieved from the accounts database. Text of the security question is processed using the registered text counting rule to generate a computed security number. An authentication response message containing an answer from the user to the security question is received. A determination is made whether the answer from the user matches the computed security number. The operations selectively allow electronic access by the user terminal to information stored in a data structure associated with the account identifier within the accounts database, based on whether the answer contained in the authentication response message matches the computed security number.

Abstract: A system can include a database, a communication interface, a processing circuit, and a memory. The processing circuit can receive a request from a remote user device to set an authentication password for a transaction and receive first encrypted keypoints associated with a first image of a portable object. The processing circuit can decrypt the first encrypted keypoints to generate first keypoints and store the first keypoints as the authentication password. The processing circuit can receive an authentication request from the remote user device to use the authentication password to authenticate the user of the remote device to complete the transaction. The processing circuit can receive second encrypted keypoints associated with a second image of the portable object and can decrypt the second encrypted keypoints to generate second keypoints. The processing circuit can determine whether the second keypoints match the first keypoints and can transmit authorization of the transaction.

Abstract: A method of performing operations on a processor of an electronic device includes obtaining motion data from a sensor that characterizes motion of the electronic device. The operations filter the motion data to identify a component of the motion caused by Parkinson's disease. The operations determine direction and distance for panning displayed information to at least partially compensate for the identified component of the motion. The operations tracking in real-time a phase of sensed motion. The operations control panning of information that is displayed on a display device responsive to the determined direction and distance and responsive to the phase of the sensed motion.

Abstract: A merchant device receives a request message from a user terminal as part of a payment processing transaction with the merchant. The request message contains code data representing optical machine-readable code (OMRC) that has been read by the user terminal. The OMRC is representative of a payment processing account and allows the user terminal to complete the transaction with the merchant by directing the payment processor to transfer funds to the payment processing account associated with the OMRC. The merchant device determines, based on the code data, whether the payment processing account represented by the OMRC is an authorized payment processing account, and wirelessly transmits a response message to the user terminal indicative of whether the user terminal is permitted to use the payment processing account for the transaction.

Abstract: Method by a computer of a computing system having a plurality of camera sensors and a camera sensor control system is provided. A gesture input event is identified that is detected by a camera sensor of the camera sensors. Each camera sensor routes video captured by the camera sensor to a data storage system. The first gesture input event is identified as corresponding to a defined attention-based gesture performed by a user. A time the first gesture input event was identified is determined. Video stored in the data storage system is fetched using the time that is determined as a pointer. An indication of the first gesture input event and the video that is fetched is transmitted towards an emergency call center (ECC). A trigger word or sound may be detected, and an indication of the trigger word or sound may be transmitted towards the ECC.

Abstract: A transaction authorization server receives an optical machine-readable code (OMRC) request message from a merchant terminal, which includes a transaction reference number, a transaction time, a transaction amount, and a merchant identifier associated with the merchant terminal. OMRC information is generated based on a combination of the transaction reference number and the transaction time. An OMRC response message is generated containing the OMRC information and sent toward the merchant terminal. The OMRC information is stored in a data structure with an association to the merchant identifier. An OMRC verification message is received from a user terminal, and is selectively validated based on the OMRC information that was stored. When validated, the server sends to the user terminal an OMRC validation message containing an indication that the decoded OMRC information is valid, the transaction amount, and the merchant identifier.

Abstract: A method includes performing by a processor: receiving a transaction request associated with a first user from a first device where a combination of the first user and the first device lacks an authentication history, determining that the first user or the first device is associated with a second user or a second device, determining that the second user or the second device has been authenticated, generating an affinity score that is representative of the association between the first user or the first device and the second user or the second device, and selecting an authentication requirement for acceptance of the transaction request based on the affinity score.

Abstract: A method is described for receiving a first request for authentication from a user, the first request including a current location, a current location keyword, a current timestamp, and a photo representing the current location. The method further includes generating a pHash of the photo representing the current location, transmitting a second request for an encrypted true index from a server, and receiving the encrypted true index from the server. The method further includes interrogating a plurality of pHashes to identify a true pHash that corresponds to the encrypted true index, where the plurality of pHashes includes the true pHash and a plurality of dummy pHashes, each of the plurality of dummy pHashes being associated with a respective dummy index. The method further includes comparing the pHash of the photo representing the current location with the true pHash to determine whether to authenticate the user.

Abstract: In accordance with the teachings of the present disclosure, devices and methods for authenticating and authorizing a transaction without issuing a credit or debit card to a customer may include receiving an encrypted code from a mobile device participating in a transaction through a mobile application registered with a bank and decoding the encrypted code. The devices and methods may also include determining whether the decoded encrypted code has been validated by the bank and receiving a one-time access code, initiated by the bank in response to validation of the decoded encrypted code, from the mobile device. The devices and methods may further include authenticating the one-time access code and processing the transaction in response to authentication of the one-time access code.

Abstract: A system and method is described for receiving audible speech from a user and detecting stuttering by the user. A log is interrogated to determine the at least one word that is causing the stuttering. The word that is causing the stuttering is presented to the user.

Abstract: In accordance with the teachings of the present disclosure, devices and methods for authorizing a transaction may include steps of receiving a transaction initiation request from a user of a mobile application, generating a first encrypted code in response to receiving the transaction initiation request, and transmitting the first encrypted code to the mobile application. The steps also may include receiving a second encrypted code in response to transmission of the first encrypted code, determining whether the first encrypted code matches the second encrypted code. The steps may further include transmitting a one-time access code (OTAC), receiving a response to the OTAC, verifying the response to the OTAC, and authorizing the transaction in response to verifying the response to the OTAC. The steps may include receiving an acknowledgement message to apply to an account of the user for billing the transaction in response to authorizing the transaction.

Abstract: A method is described for receiving data from a first sensor associated with a first wearable device. The method further includes detecting a first activity based upon the data received from the first sensor and determining that the first activity is an incorrect activity. The method further includes determining an expected action associated with the first activity and determining a correct activity associated with the expected action. The method further includes determining whether to modify parameters of the first sensor associated with the correct activity based upon a difference between the first activity and the correct activity. The method further includes modifying the parameters of the first sensor associated with the correct activity based upon the difference between the first activity and the correct activity.

Abstract: In accordance with the teachings of the present disclosure, devices and methods of setting a selfie for expression-based authentication that strengthens the uniqueness of the selfie are provided. The method includes prompting a user to submit a non-standard selfie to be used for authentication, wherein the non-standard selfie comprises a facial expression of the user that the user does not typically make in a photo. After receiving the non-standard selfie, the method includes determining whether an expression in the non-standard selfie meets a pre-defined required degree of uniqueness. In response to determining that the expression in the non-standard selfie meets the required degree of uniqueness, the non-standard selfie is set as an authentication password.