Patents by Inventor Vijaya L. Vemireddy

Vijaya L. Vemireddy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11968130
    Abstract: Systems, computer program products, and methods are described herein for real-time adjustment of resource allocation based on usage mapping via an artificial intelligence engine.
    Type: Grant
    Filed: August 30, 2022
    Date of Patent: April 23, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Katherine Kei-Zen Dintenfass, Jinna Zevulun Kim, Jennifer Tiffany Renckert, Vijaya L. Vemireddy
  • Publication number: 20240121750
    Abstract: Systems, computer program products, and methods are described herein for controlling electronic communications in real time via an artificial intelligence engine based on location data and user data. The present invention may be configured to determine a location of a user device associated with a user based on location data generated by the user device and determine, using an emotional artificial intelligence engine, an emotional state of the user based on user data. The present invention may be configured to determine resources associated with the user and identify, from the resources associated with the user, relevant resources associated with an entity in proximity to the location of the user device. The present invention may be configured to generate, based on the emotional state of the user, notifications including information regarding the relevant resources and present, using an output device of the user device, the notifications to the user.
    Type: Application
    Filed: October 5, 2022
    Publication date: April 11, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Monika V. Kapur, Christine D. Black, Jinna Zevulun Kim, Jennifer Tiffany Renckert, Jo-Ann Taylor, Vijaya L. Vemireddy
  • Publication number: 20240077995
    Abstract: Embodiments of the present invention provide a system for dynamically configuring graphical user interface based on tracking response to interface components. The system is configured for determining that a user has accessed an entity application via a user device, presenting a graphical user interface associated with the entity application to the user on the user device, wherein the graphical user interface comprises one or more interface components, monitoring and capturing response of the user via the user device based on presenting the graphical user interface, gauging the response of the user via an artificial intelligence engine, and dynamically configuring the graphical user interface based on gauging the response of the user.
    Type: Application
    Filed: September 1, 2022
    Publication date: March 7, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Katherine Kei-Zen Dintenfass, Christine D. Black, Jinna Zevulun Kim, Jo-Ann Taylor, Vijaya L. Vemireddy
  • Publication number: 20240073154
    Abstract: Systems, computer program products, and methods are described herein for real-time adjustment of resource allocation based on usage mapping via an artificial intelligence engine.
    Type: Application
    Filed: August 30, 2022
    Publication date: February 29, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Katherine Kei-Zen Dintenfass, Jinna Zevulun Kim, Jennifer Tiffany Renckert, Vijaya L. Vemireddy
  • Publication number: 20240069987
    Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.
    Type: Application
    Filed: August 31, 2022
    Publication date: February 29, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Katherine Kei-Zen Dintenfass, Christine D. Black, Jinna Zevulun Kim, Andrea Robinette, Jo-Ann Taylor, Vijaya L. Vemireddy
  • Patent number: 11899822
    Abstract: A system for providing private, secure travel is provided. The system may include a transceiver. The transceiver may be operable to receive and transmit communication from and to a plurality of travelers and a plurality of service providers. The system may include an itinerary booking module. The itinerary booking module may process itinerary communications received from the plurality of travelers. The itinerary booking module may determine a plurality of legs included in each received itinerary. The itinerary booking module may book, via the transceiver, at least one service provider for each leg of each itinerary. The system may include a unique identifier generator. The unique identifier generator may generate a unique identifier for each of the plurality of travelers.
    Type: Grant
    Filed: July 21, 2020
    Date of Patent: February 13, 2024
    Assignee: Bank of America Corporation
    Inventors: Vijaya L. Vemireddy, Kevin A. Delson
  • Publication number: 20240048392
    Abstract: Embodiments of the present invention provide a system for establishing permanent records based on micro-interactions. In particular, the system may be configured to identify initiation of an event based on receiving first set of interaction requests from user devices of one or more users, initiate a first set of micro-interactions, wherein initiation of the first set of micro-interactions comprises transferring resources to one or more resource pools associated with the one or more users, identify completion of the event based on receiving a second set of interaction requests from the user devices of the one or more users, revert the first set of micro-interactions, wherein reverting the first set of micro-interactions comprises transferring the resources back from the one or more resource pools associated with the one or more users, and create a permanent record associated with the initiation of the event and the completion of the event.
    Type: Application
    Filed: October 17, 2023
    Publication date: February 8, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Vijaya L. Vemireddy
  • Patent number: 11818270
    Abstract: Embodiments of the present invention provide a system for establishing permanent records based on micro-interactions. In particular, the system may be configured to identify initiation of an event based on receiving first set of interaction requests from user devices of one or more users, initiate a first set of micro-interactions, wherein initiation of the first set of micro-interactions comprises transferring resources to one or more resource pools associated with the one or more users, identify completion of the event based on receiving a second set of interaction requests from the user devices of the one or more users, revert the first set of micro-interactions, wherein reverting the first set of micro-interactions comprises transferring the resources back from the one or more resource pools associated with the one or more users, and create a permanent record associated with the initiation of the event and the completion of the event.
    Type: Grant
    Filed: July 23, 2021
    Date of Patent: November 14, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Vijaya L. Vemireddy
  • Patent number: 11748470
    Abstract: A method of enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock to store a start device confiscation time in a memory and to store an end device confiscation time in the memory, monitoring the mobile device to detect tampering occurring between the start device confiscation time and the end device confiscation time, and in response to the detecting of tampering, prompting the user for a secure identifier. Upon receipt of the secure identifier, the method may include opening a secure i/o pathway to a re-image file. The secure i/o pathway preferably enables execution of an executable re-image file. The re-image file may be used to re-image a software image of the mobile device. The re-image file may contain a pre-tampered image of the mobile device.
    Type: Grant
    Filed: April 7, 2022
    Date of Patent: September 5, 2023
    Assignee: Bank of America Corporation
    Inventors: Vijaya L. Vemireddy, Brandon Sloane, Harvey Summers, Eileen D. Bridges
  • Publication number: 20230028515
    Abstract: Embodiments of the present invention provide a system for establishing permanent records based on micro-interactions. In particular, the system may be configured to identify initiation of an event based on receiving first set of interaction requests from user devices of one or more users, initiate a first set of micro-interactions, wherein initiation of the first set of micro-interactions comprises transferring resources to one or more resource pools associated with the one or more users, identify completion of the event based on receiving a second set of interaction requests from the user devices of the one or more users, revert the first set of micro-interactions, wherein reverting the first set of micro-interactions comprises transferring the resources back from the one or more resource pools associated with the one or more users, and create a permanent record associated with the initiation of the event and the completion of the event.
    Type: Application
    Filed: July 23, 2021
    Publication date: January 26, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Vijaya L. Vemireddy
  • Patent number: 11552972
    Abstract: A method for enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock on the mobile device to determine a start device confiscation time in the memory and to determine an end device confiscation time in the memory. The method may also include monitoring the operation of the mobile device between the start device confiscation time and the end device confiscation time to determine the existence of an anomalous device condition. The monitoring may include using a network traffic monitor device, a bandwidth usage monitor device, a battery performance monitor device, a website presentation monitor device, and/or central processing usage monitor device. The monitoring may record a device activity between the start time and the end time and flag the anomalous device condition that occurred between the start time and the end time.
    Type: Grant
    Filed: July 14, 2020
    Date of Patent: January 10, 2023
    Assignee: Bank of America Corporation
    Inventors: Harvey Summers, Vijaya L. Vemireddy, Brandon Sloane, Eileen D. Bridges
  • Patent number: 11553311
    Abstract: Systems and methods for accurately and securely assembling, storing, and leveraging travel data are provided. A method may include detecting a travel event of a user. The method may include recording the travel event in a travel map that is stored in a database. The travel map may be a temporal- and spatial-based record of one or more travel events of the user. The travel map may be stored as a blockchain ledger. The method may include tokenizing sensitive information associated with the user in the database, and calculating a hazard vector. The method may include updating, based at least in part on the hazard vector, a status index associated with the user, and providing the user and a system administrator access to the travel map and the status index. Access may be provided via an online portal configured to be viewed via an application running on a mobile device.
    Type: Grant
    Filed: December 16, 2021
    Date of Patent: January 10, 2023
    Assignee: Bank of America Corporation
    Inventors: Brandon Sloane, Aarron Gull, Harvey Summers, Gilbert Gatchalian, Vijaya L. Vemireddy
  • Publication number: 20220398673
    Abstract: A system includes memory operable to store instructions and processing circuitry operable to execute the instructions. The system accesses previous data processing transactions associated with a first account of a user, wherein at least one of the previous data processing transactions are transacted using a first routing between a first computing system and a second computing system. The system further determines, using machine learning, a pattern from the previous data processing transactions and determines an upcoming data processing transaction corresponding to the pattern. The system further compares the upcoming data processing transaction to a data item associated with the first account and determines a second routing between the second computing system and a third computing system. The system further transacts, based on the comparison of the upcoming data processing transaction to the data item, the upcoming data processing transaction using either the first routing or the second routing.
    Type: Application
    Filed: June 14, 2021
    Publication date: December 15, 2022
    Inventors: Pratap Dande, Robert Nyeland Huggins, Jinna Zevulun Kim, Brandon Sloane, Vijaya L. Vemireddy, Siten Sanghvi
  • Publication number: 20220400474
    Abstract: Embodiments of the present invention provide a secure edge device for contactless resource distribution and resource crediting from an automobile. In this way, the edge device may be affixed to or embedded within the side or the mirror of an automobile and be able to communicate with a third party device using near field communication. Upon authentication of a user, the edge device may communicate with the third party to transmit and present data about the resource distribution to the automobile display. The system allows for the user to select the resource distribution via the automobile display and provide a completion of resource distributions.
    Type: Application
    Filed: June 11, 2021
    Publication date: December 15, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa, Lalit Dhawan, Robert Nyeland Huggins, Pratap Dande, Michael Joseph Carroll, Brandon Sloane, Vijaya L. Vemireddy
  • Publication number: 20220391720
    Abstract: According to certain embodiments, a routing system comprises a memory operable to store historical data associated with a plurality of previous data processing transactions and a processor operably coupled to a network interface and the memory. The processor is configured to obtain the historical data associated with the plurality of previous data processing transactions transacted using a first routing between a first computing system and a second computing system and determine a pattern based on the historical data, the pattern determined based on machine learning. The processor is further configured to associate the pattern with a second routing between the first computing system and the second computing system, determine an upcoming data processing transaction corresponding to the pattern, and use the second routing to transact the upcoming data processing transaction.
    Type: Application
    Filed: June 4, 2021
    Publication date: December 8, 2022
    Inventors: Pratap Dande, Vijaya L. Vemireddy, Brandon Sloane, Jinna Z. Kim, Kapil Chhibber, Robert Nyeland Huggins
  • Publication number: 20220229898
    Abstract: A method of enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock to store a start device confiscation time in a memory and to store an end device confiscation time in the memory, monitoring the mobile device to detect tampering occurring between the start device confiscation time and the end device confiscation time, and in response to the detecting of tampering, prompting the user for a secure identifier. Upon receipt of the secure identifier, the method may include opening a secure i/o pathway to a re-image file. The secure i/o pathway preferably enables execution of an executable re-image file. The re-image file may be used to re-image a software image of the mobile device. The re-image file may contain a pre-tampered image of the mobile device.
    Type: Application
    Filed: April 7, 2022
    Publication date: July 21, 2022
    Inventors: Vijaya L. Vemireddy, Brandon Sloane, Harvey Summers, Eileen D. Bridges
  • Patent number: 11334662
    Abstract: A method of enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock to store a start device confiscation time in a memory and to store an end device confiscation time in the memory, monitoring the mobile device to detect tampering occurring between the start device confiscation time and the end device confiscation time, and in response to the detecting of tampering, prompting the user for a secure identifier. Upon receipt of the secure identifier, the method may include opening a secure i/o pathway to a re-image file. The secure i/o pathway preferably enables execution of an executable re-image file. The re-image file may be used to re-image a software image of the mobile device. The re-image file may contain a pre-tampered image of the mobile device.
    Type: Grant
    Filed: July 14, 2020
    Date of Patent: May 17, 2022
    Assignee: Bank of America Corporation
    Inventors: Vijaya L. Vemireddy, Brandon Sloane, Harvey Summers, Eileen D. Bridges
  • Publication number: 20220109960
    Abstract: Systems and methods for accurately and securely assembling, storing, and leveraging travel data are provided. A method may include detecting a travel event of a user. The method may include recording the travel event in a travel map that is stored in a database. The travel map may be a temporal- and spatial-based record of one or more travel events of the user. The travel map may be stored as a blockchain ledger. The method may include tokenizing sensitive information associated with the user in the database, and calculating a hazard vector. The method may include updating, based at least in part on the hazard vector, a status index associated with the user, and providing the user and a system administrator access to the travel map and the status index. Access may be provided via an online portal configured to be viewed via an application running on a mobile device.
    Type: Application
    Filed: December 16, 2021
    Publication date: April 7, 2022
    Inventors: Brandon Sloane, Aarron Gull, Harvey Summers, Gilbert Gatchalian, Vijaya L. Vemireddy
  • Publication number: 20220038853
    Abstract: Systems and methods for accurately and securely assembling, storing, and leveraging travel data are provided. A method may include detecting a travel event of a user. The method may include recording the travel event in a travel map that is stored in a database. The travel map may be a temporal- and spatial-based record of one or more travel events of the user. The travel map may be stored as a blockchain ledger. The method may include tokenizing sensitive information associated with the user in the database, and calculating a hazard vector. The method may include updating, based at least in part on the hazard vector, a status index associated with the user, and providing the user and a system administrator access to the travel map and the status index. Access may be provided via an online portal configured to be viewed via an application running on a mobile device.
    Type: Application
    Filed: July 28, 2020
    Publication date: February 3, 2022
    Inventors: Brandon Sloane, Aarron Gull, Harvey Summers, Gilbert Gatchalian, Vijaya L. Vemireddy
  • Patent number: 11240636
    Abstract: Systems and methods for accurately and securely assembling, storing, and leveraging travel data are provided. A method may include detecting a travel event of a user. The method may include recording the travel event in a travel map that is stored in a database. The travel map may be a temporal- and spatial-based record of one or more travel events of the user. The travel map may be stored as a blockchain ledger. The method may include tokenizing sensitive information associated with the user in the database, and calculating a hazard vector. The method may include updating, based at least in part on the hazard vector, a status index associated with the user, and providing the user and a system administrator access to the travel map and the status index. Access may be provided via an online portal configured to be viewed via an application running on a mobile device.
    Type: Grant
    Filed: July 28, 2020
    Date of Patent: February 1, 2022
    Assignee: Bank of America Corporation
    Inventors: Brandon Sloane, Aarron Gull, Harvey Summers, Gilbert Gatchalian, Vijaya L. Vemireddy