Abstract: Provided is a biomonitoring device that measures a parameter of a material expelled during use of a toilet by a user. Also provided is a biomonitoring mirror device that identifies a user, detects a febrile illness in a user, dispenses medications/supplements, connects to electrical device accessories in the bathroom, and provides an interactive user interface. Additionally provided is a system for measuring a parameter of a material expelled during use of a toilet by a user. Further provided is a method of determining a physiological parameter of a user.

Abstract: The disclosed embodiments relate to system, method and apparatus for forming ML sessions so that an AI system can identify, track and diagnose a user through the user's bathroom sessions. As used herein, a session is a period of time during which a user is active in the toilet. The session may include certain inactivity if such inactivity lasts only for a predefined duration. In an exemplary embodiment, a system is configured to capture images of excreta and, using ML algorithms, classifies the toileting session using Digital Biomarkers (DBMs). The ability to create an excreta log to accurately deliver detailed information to doctors and healthcare providers can revolutionize healthcare by notifying when further urine or fecal screening is necessary. The disclosed embodiments of ML and image identification through AI requires no user behavior change and provides a link between medical records and specific excreta patterns.

Abstract: Provided is a temperature sensor configured to fit under a seat of a toilet that measures a temperature of a user of the toilet or feces expelled by the user without contacting the user or feces. Also provided is a temperature sensor configured to fit on a bathroom appliance that measures a temperature of a user of the appliance without contacting the user. Additionally provided is a temperature sensor configured to fit on a toilet seat that measures a temperature of skin contacting the seat. Further provided is a method of measuring temperature of a bathroom user, the method comprising using any of the above-described temperature sensors to measure the user's temperature.

Abstract: Provided is a biomonitoring device that measures a parameter of a material expelled during use of a toilet by a user. Also provided is a biomonitoring mirror device that identifies a user, detects a febrile illness in a user, dispenses medications/supplements, connects to electrical device accessories in the bathroom, and provides an interactive user interface. Additionally provided is a system for measuring a parameter of a material expelled during use of a toilet by a user. Further provided is a method of determining a physiological parameter of a user.

Abstract: Provided is a system for detecting a user of a bathroom. The system comprises at least one sensor coupled to a bathroom use analysis device, where the sensor generates data that can be used to detect and/or identify the user. Also provided is a method of detecting a user of a bathroom. The method comprises analyzing data generated by the sensor in the above system to detect and/or identify the user.

Abstract: Provided is a biomonitoring device that measures a parameter of a material expelled during use of a toilet by a user. Also provided is a biomonitoring mirror device that identifies a user, detects a febrile illness in a user, dispenses medications/supplements, connects to electrical device accessories in the bathroom, and provides an interactive user interface. Additionally provided is a system for measuring a parameter of a material expelled during use of a toilet by a user. Further provided is a method of determining a physiological parameter of a user.

Abstract: Provided is a biomonitoring device that measures a parameter of a material expelled during use of a toilet by a user. Also provided is a biomonitoring mirror device that identifies a user, detects a febrile illness in a user, dispenses medications/supplements, connects to electrical device accessories in the bathroom, and provides an interactive user interface. Additionally provided is a system for measuring a parameter of a material expelled during use of a toilet by a user. Further provided is a method of determining a physiological parameter of a user.

Abstract: Provided is a biomonitoring device that measures a parameter of a material expelled during use of a toilet by a user. Also provided is a biomonitoring mirror device that identifies a user, detects a febrile illness in a user, dispenses medications/supplements, connects to electrical device accessories in the bathroom, and provides an interactive user interface. Additionally provided is a system for measuring a parameter of a material expelled during use of a toilet by a user. Further provided is a method of determining a physiological parameter of a user.

Abstract: Provided is a biomonitoring device that measures a parameter of a material expelled during use of a toilet by a user. Also provided is a biomonitoring mirror device that identifies a user, detects a febrile illness in a user, dispenses medications/supplements, connects to electrical device accessories in the bathroom, and provides an interactive user interface. Additionally provided is a system for measuring a parameter of a material expelled during use of a toilet by a user. Further provided is a method of determining a physiological parameter of a user.

Abstract: Methods and apparatus, including computer program products, for a predictive score for lending. A method includes receiving an employee's health insurance plan design information and general health and wellness data, weighting selected ones of the employee's health insurance plan design information and general health and wellness data, and generating a credit risk indicator from the weighted selected ones of the employee's health insurance plan design information and general health and wellness data.

Abstract: Financial and health and medical care product and service. Health expense account, financial product, health care product that include or interact with the health expense account. System and method for providing products and services to employers and employees using these accounts and financial products and health care products, and to business methods and business models that derive revenues from the products and services and from interactions between and among the providers of components thereof.

Abstract: Methods and apparatus, including computer program products, for sub-accounting for an omnibus account. A method includes, in a server, tracking summary balances of transactions for individual sub-accounts contained in an omnibus account according to transition type and transaction status.

Abstract: Methods and apparatus, including computer program products, for a predictive score for lending. A method includes receiving an employee's health insurance plan design information and general health and wellness data, weighting selected ones of the employee's health insurance plan design information and general health and wellness data, and generating a credit risk indicator from the weighted selected ones of the employee's health insurance plan design information and general health and wellness data.