Patents by Inventor Vimalnath Umapathi

Vimalnath Umapathi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12380495
    Abstract: A platform agnostic financial gateway system and method for managing financial transactions is disclosed. The method includes receiving an onboarding request by a one or more client platforms comprising one or more assets. The method includes processing the received onboarding request to integrate the one or more client platforms with the platform agnostic financial gateway system and determining profile data and configuration data of the one or more client platforms. The method further includes identifying platform-based services based on the profile data and configuration data and determining one or more capabilities of the one or more client platforms to interact with the platform agnostic financial gateway system. The method includes generating and rendering a dynamic screen on a user interface of the one or more client platforms for enabling one or more customers to select, process and manage one or more platform-based services through a one or more payment options.
    Type: Grant
    Filed: February 15, 2023
    Date of Patent: August 5, 2025
    Assignee: iCreditWorks
    Inventors: Shankar R Iyer, Suresh G Nair, Vimalnath Umapathi, Amol Gote, Maria Dominique, Dheeraj Palakurthy
  • Publication number: 20240273483
    Abstract: A platform agnostic financial gateway system and method for managing financial transactions is disclosed. The method includes receiving an onboarding request by a one or more client platforms comprising one or more assets. The method includes processing the received onboarding request to integrate the one or more client platforms with the platform agnostic financial gateway system and determining profile data and configuration data of the one or more client platforms. The method further includes identifying platform-based services based on the profile data and configuration data and determining one or more capabilities of the one or more client platforms to interact with the platform agnostic financial gateway system. The method includes generating and rendering a dynamic screen on a user interface of the one or more client platforms for enabling one or more customers to select, process and manage one or more platform-based services through a one or more payment options.
    Type: Application
    Filed: February 15, 2023
    Publication date: August 15, 2024
    Inventors: Shankar R Iyer, Suresh G Nair, Vimalnath Umapathi, Amol Gote, Maria Dominique, Dheeraj Palakurthy
  • Publication number: 20240161186
    Abstract: A system and method for facilitating loan reconciliation for multiple organizations of organizations is disclosed. The method includes receiving one or more proof sheet templates, one or more proof sheet rulebooks and one or more proof sheet configurations of a loan settlement process from one or more electronic devices, creating the one or more proof sheets, and obtaining financial data defined in a rulebook. Further, the method includes creating a dynamic workbook, and loading workbook data as additional sheets. The method includes generating an interim fee for one or more partners, detecting one or more exceptions in the loan reconciliation, and outputting the generated interim fee, the created one or more proof sheets and the detected one or more exceptions on graphical user interface screen of the one or more electronic devices.
    Type: Application
    Filed: November 14, 2022
    Publication date: May 16, 2024
    Inventors: Shankar R. Iyer, Suresh G. Nair, Vimalnath Umapathi, Amol Gote, Maria Dominique
  • Patent number: 11366583
    Abstract: A system for establishing a collaborative environment to facilitate co-editing on a web application receives, from a first user, a request to create a virtual collaboration room for the first user and a second user. The system transmits the web application to a first computing device associated with the first user such that a first session of the web application is displayed on the first computing device. The system transmits the web application to a second computing device associated with the second user such that a second session of the web application is displayed on the second computing device. The system synchronously modifies the first session and the second session with user events performed by any of the users. The system detects a request to commit the latest modifications of the user events to the web application stored in the memory, and commits the latest modifications to the web application.
    Type: Grant
    Filed: February 2, 2021
    Date of Patent: June 21, 2022
    Assignee: Bank of America Corporation
    Inventors: Ketul Sureshbhai Vyas, Rachit Patel, Kartikiran Seshagiri, Vimalnath Umapathi
  • Publication number: 20180139220
    Abstract: Systems, computer products, and methods are described herein for a shared capability system for improved logging of events that occur on systems and within applications on the systems. The present invention captures logged data, converts it into a format that is uniform across multiple systems and applications, and streams the logged data to a centralized storage database for analysis and reporting, without ever storing the logged data on the applications and/or systems on which the events occurred. As such, the shared capability provides a consistent mechanism, with minimal costs, to enable event capture across multiple applications while improving the storage memory, speed, and capacity of the applications and/or systems on which the events occurred because logged data is not stored locally on the applications and/or systems.
    Type: Application
    Filed: November 14, 2016
    Publication date: May 17, 2018
    Inventors: Mohana Viswanathan, Dirk Edward Anderson, Mallikarjuna Reddy Jangamareddy, Sundar Krishnamoorthy, Vimalnath Umapathi, Suresh Nair