Abstract: The technology relates to a method for creating a payment data structure called a payment container. The technology also relates to the use of such a payment container by means of a processing server. The method for creating is implemented by a communications terminal, and comprises: selection, by a user and via a man-machine interface, of at least one attribute of said container, comprising the selection of at least one attribute value for at least one of the following parameters: (a) category of beneficiary of the payment container and (b) beneficiary of the payment container. The method also comprises obtaining, by the communications terminal, of at least one piece of data representing a user's bank card; validation, by the user, of the creation of the payment container; and transmission, by said communications terminal, of said payment container to a payment container processing server.

Abstract: The invention relates to a method for transmitting a message, emitted by a server of a merchant, to a communications terminal of a user. According to this method, the message is transmitted to the communications terminal indirectly by using at least one data transmission service specific to a server of a banking institution with which the user possesses a bank account.

Abstract: A method is provided for processing data displayed on a screen of a multimedia kiosk, which has a contactless payment terminal. The method is implemented within the multimedia kiosk and includes detecting a presence of a user; and modifying, by using an interactive management module, a common advertisement message, broadcast by the multimedia kiosk, into a personalized advertisement.

Abstract: A method for processing transactional data, via a payment terminal. The method includes capturing at least one datum representing a bill to be paid, called a consolidated datum, from a pre-existing support; formatting the consolidated datum by a collection application of the payment terminal, delivering a digital invoice; displaying the digital invoice by the collection application; transmitting to a payment application of the payment terminal at least one datum, called a transactional datum, representing an amount to be paid according to at least one element of the digital bill.

Abstract: A method is provided for processing data displayed on a screen of a multimedia kiosk, which has a contactless payment terminal. The method is implemented within the multimedia kiosk and includes detecting a presence of a user; and modifying, by using an interactive management module, a common advertisement message, broadcast by the multimedia kiosk, into a personalized advertisement.

Abstract: A method is provided for assistance in authentication of a user, implemented within a payment-services providing server. The method includes a phase of collecting at least one piece of operating information relative to at least one connected object preliminarily associated with the user; and a phase of managing a transaction involving bank data of the user and a merchant, comprising the following acts: processing the at least one piece of operating information collected during the phase for collecting, delivering at least one piece of data representing a level of trust associated with the transaction, and transmitting the level of trust associated with the transaction.

Abstract: The invention relates to a method for transmitting a message, said message coming from a server of a merchant, who wishes to transmit this message to a user having a communications terminal. According to this method, said message is transmitted to said communications terminal indirectly by using at least one data transmission service proper to a server of a banking institution with which said user possesses a bank account.

Abstract: A method for processing transactional data, via a payment terminal. The method includes capturing at least one datum representing a bill to be paid, called a consolidated datum, from a pre-existing support; formatting the consolidated datum by a collection application of the payment terminal, delivering a digital invoice; displaying the digital invoice by the collection application; transmitting to a payment application of the payment terminal at least one datum, called a transactional datum, representing an amount to be paid according to at least one element of the digital bill.