Abstract: A protective garment including an outer shell and a harness assembly configured to be generally positioned between the outer shell and a wearer of the garment when the garment is worn. The harness assembly includes a wrap-around portion and a shoulder portion configured to fit about the shoulders of a wearer. The wrap-around portion is movable between a retracted position wherein the wrap-around portion is generally positioned adjacent to a back of the garment and an extended position wherein the wrap-around portion is generally spaced away from the back and passable around or over the crotch of a wearer. The harness assembly includes an attachment portion configured to be attached, at a position on a front of the wearer, to the harness assembly, or to the outer shell, or to a component.