Abstract: The present invention is directed to a collateral validation system, and method providing an approach to automating valuation reconciliation. The collateral validation system is a fully automated validation of past and current valuations as well as allowing for forecasting future collateral values. It incorporates multiple independent opinions of value using a panel of experts approach employing multiple sub models along with housing price indices (HPIs), neighborhood level home price indices, premier data, external factors, analytics and predictive modeling, to enable a consensus approach, foreclosure trends, and external factors all user selectable and user weight adjustable for varying use configurations. As a result, a user may obtain a full and complete determination and validation of past and present value along with forecasted values coupled with statistical analyses in a fully customizable environment.

Abstract: A method of representing high-dimensional information collects, organizes, and presents information on how a target interacts with objects. As the target, such as an individual or group, moves between the objects, the method collects navigation data indicative of the target's path. Relationships are identified in the navigation data, with the relationship data being aggregated to articulate a behavior. Once the behavior has been identified, an indicia indicative of the behavior is selected. A representation of selected objects is arranged on a display, and the indicia is mapped to the arranged objects. In such a manner, the high-dimensional behavior aspect of the navigation data is efficiently and concisely presented in relation to the objects.