Patents by Inventor Vindicia, Inc.

Vindicia, Inc. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Card Payment Processing of Partial Authorizations Allowing for Partial Captures and Full Deposits
    Publication number: 20130311369
    Abstract: A payment processing system allows partial captures and full deposits after receiving a partial authorization result on a requested card transaction. When the partial amount authorized is less than the full transaction amount, but above a certain value (which can be merchant specified), the system can accept the partial amount (a partial deposit or partial capture) as payment for the transaction. When the partial amount authorized is less than the full transaction amount, and below a certain value (which can be merchant specified), the system can make a full deposit of the transaction amount. The system can use one or more factors, including historical information, in determining whether to attempt a full deposit.
    Type: Application
    Filed: November 8, 2012
    Publication date: November 21, 2013
    Applicant: VINDICIA, INC.
    Inventor: Vindicia, Inc.