Patents by Inventor Viral JOGANI

Viral JOGANI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Habit-based rewards systems and methods
    Patent number: 11830024
    Abstract: The present disclosure is directed to systems and methods for determining one or more incentives for a user. For example, a method that may include: receiving a selection of an objective from among a plurality of objectives from a user via a client device; presenting, based on the selected objective, one or more incentives from among a plurality of incentives to the user, the plurality of incentives being based on a machine learning model trained to determine the plurality of incentives based on past purchases; receiving a selection of at least one of the one or more incentives from the user via the client device; and determining whether to allocate the selected one or more incentives based on a performance of the user.
    Type: Grant
    Filed: April 18, 2022
    Date of Patent: November 28, 2023
    Assignee: Capital One Services, LLC
    Inventor: Viral Jogani
  • HABIT-BASED REWARDS SYSTEMS AND METHODS
    Publication number: 20220237644
    Abstract: The present disclosure is directed to systems and methods for determining one or more incentives for a user. For example, a method that may include: receiving a selection of an objective from among a plurality of objectives from a user via a client device; presenting, based on the selected objective, one or more incentives from among a plurality of incentives to the user, the plurality of incentives being based on a machine learning model trained to determine the plurality of incentives based on past purchases; receiving a selection of at least one of the one or more incentives from the user via the client device; and determining whether to allocate the selected one or more incentives based on a performance of the user.
    Type: Application
    Filed: April 18, 2022
    Publication date: July 28, 2022
    Applicant: Capital One Services, LLC
    Inventor: Viral JOGANI
  • Habit-based rewards systems and methods
    Patent number: 11308513
    Abstract: The present disclosure is directed to systems and methods for determining one or more incentives for a user. For example, a method that may include: receiving a selection of an objective from among a plurality of objectives from a user via a client device; presenting, based on the selected objective, one or more incentives from among a plurality of incentives to the user, the plurality of incentives being based on a machine learning model trained to determine the plurality of incentives based on past purchases; receiving a selection of at least one of the one or more incentives from the user via the client device; and determining whether to allocate the selected one or more incentives based on a performance of the user.
    Type: Grant
    Filed: November 12, 2019
    Date of Patent: April 19, 2022
    Inventor: Viral Jogani
  • HABIT-BASED REWARDS SYSTEMS AND METHODS
    Publication number: 20210142353
    Abstract: The present disclosure is directed to systems and methods for determining one or more incentives for a user. For example, a method that may include: receiving a selection of an objective from among a plurality of objectives from a user via a client device; presenting, based on the selected objective, one or more incentives from among a plurality of incentives to the user, the plurality of incentives being based on a machine learning model trained to determine the plurality of incentives based on past purchases; receiving a selection of at least one of the one or more incentives from the user via the client device; and determining whether to allocate the selected one or more incentives based on a performance of the user.
    Type: Application
    Filed: November 12, 2019
    Publication date: May 13, 2021
    Applicant: Capital One Services, LLC
    Inventor: Viral JOGANI