Abstract: The present invention relates to an improvised membrane-based device for speedier and effective concentrating of aqueous solution upto about 95%, as shown in FIGS. 1-4, a method of manufacturing an improved membrane-based device for speedier and effective concentrating of aqueous solution upto 95%, and also, an improved process of speedier and effective concentrating of the aqueous solution upto about 95% using the aforementioned membrane-based device, said process comprising steps of feeding the aqueous solution into the aqueous solution container, filtering the fed solution to remove suspended particles, passing the resultant filtered solution into a membrane module, segregating permeate and concentrate in the membrane module, and recycling the concentrate multiple times to obtain the highly concentrated final concentrate.

Abstract: A system and method for allowing funds to be transferred instantly to an account so that the funds are available to the beneficiary at the time they are sent, based on customer information which can be automatically accessed by the system, rather than needing to be manually entered. Further, the system automatically computes the appropriate exchange rate and any fees to be charged to the account and displays them to the user so that the user may authorize or cancel the transaction. They system also analyzes the parameters of the transfer to assure that the transfer conforms with pertinent government regulations. The system also enables the user to quantify the amount to be transferred in the currency of the originating account or the currency of the receiving account, thereby maximizing the flexibility of the system. The system further is designed so that it can be understood and accessed by individuals having no special expertise in computers, wire transfers and the like.

Abstract: A system and method for allowing funds to be transferred instantly to an account so that the funds are available to the beneficiary at the time they are sent, based on customer information which can be automatically accessed by the system, rather than needing to be manually entered. Further, the system automatically computes the appropriate exchange rate and any fees to be charged to the account and displays them to the user so that the user may authorize or cancel the transaction. The system also analyzes the parameters of the transfer to assure that the transfer conforms with pertinent government regulations. The system also enables the user to quantify the amount to be transferred in the currency of the originating account or the currency of the receiving account, thereby maximizing the flexibility of the system. The system further is designed so that it can be understood and accessed by individuals having no special expertise in computers, wire transfers and the like.