Patents by Inventor Virgil Mathias

Virgil Mathias has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Prepaid account funds transfer apparatuses, methods and systems
    Patent number: 9355390
    Abstract: The PREPAID ACCOUNT FUNDS TRANSFER APPARATUSES, METHODS AND SYSTEMS (“PAFT”) transform prepaid account invitation requests via PAFT components into scheduled prepaid account transactions. In one embodiment, the PAFT obtains, from a transferor user holding a transferor prepaid account, a prepaid account invitation request specifying a transferee user and a prepaid funds transfer amount. The PAFT generates a customized prepaid account invitation for the transferee user based on the prepaid account invitation request, and provides the customized prepaid account invitation for the transferee user.
    Type: Grant
    Filed: February 15, 2011
    Date of Patent: May 31, 2016
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Brett Vasten, Virgil Mathias
  • Card including account number with value amount
    Patent number: 8308061
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Grant
    Filed: February 16, 2011
    Date of Patent: November 13, 2012
    Inventors: Omesh Persaud, Virgil Mathias
  • PREPAID ACCOUNT FUNDS TRANSFER APPARATUSES, METHODS AND SYSTEMS
    Publication number: 20110202455
    Abstract: The PREPAID ACCOUNT FUNDS TRANSFER APPARATUSES, METHODS AND SYSTEMS (“PAFT”) transform prepaid account invitation requests via PAFT components into scheduled prepaid account transactions. In one embodiment, the PAFT obtains, from a transferor user holding a transferor prepaid account, a prepaid account invitation request specifying a transferee user and a prepaid funds transfer amount. The PAFT generates a customized prepaid account invitation for the transferee user based on the prepaid account invitation request, and provides the customized prepaid account invitation for the transferee user.
    Type: Application
    Filed: February 15, 2011
    Publication date: August 18, 2011
    Inventors: Brett Vasten, Virgil Mathias
  • CARD INCLUDING ACCOUNT NUMBER WITH VALUE AMOUNT
    Publication number: 20110137799
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Application
    Filed: February 16, 2011
    Publication date: June 9, 2011
    Inventors: Omesh Persaud, Virgil Mathias
  • Card including account number with value amount
    Patent number: 7905398
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Grant
    Filed: June 23, 2010
    Date of Patent: March 15, 2011
    Assignee: Visa International Service Association
    Inventors: Omesh Persaud, Virgil Mathias
  • CARD INCLUDING ACCOUNT NUMBER WITH VALUE AMOUNT
    Publication number: 20110057031
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Application
    Filed: June 23, 2010
    Publication date: March 10, 2011
    Inventors: Omesh Persaud, Virgil Mathias
  • Card Including Account Number With Value Amount
    Publication number: 20110057030
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Application
    Filed: December 9, 2009
    Publication date: March 10, 2011
    Inventors: Omesh Persaud, Virgil Mathias