Patents by Inventor Vishakha Sangani

Vishakha Sangani has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System for environmental impact
    Patent number: 10915416
    Abstract: The system and method may receive transaction data for a financial account associated with a user during a first time period and a second time period. A first environmental impact score for the transaction data associated with the user in the first time period may be determined and a second environmental impact score for the transaction data associated with the user in the second time period may also be determined. The first environmental impact score and the second environmental impact score may be compared. The system and method may determine whether there has been a change from the first environmental impact score to the second environmental impact score. In response to a determination that the second environmental impact score is less than the first environmental impact score; a bonus score may be determined for the user.
    Type: Grant
    Filed: August 2, 2019
    Date of Patent: February 9, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Vishakha Sangani, Manan Sudhakarbhai Lakhani, Emmanuel Okereke, Jude Ogbuibe
  • SYSTEM FOR ENVIRONMENTAL IMPACT
    Publication number: 20210034491
    Abstract: The system and method may receive transaction data for a financial account associated with a user during a first time period and a second time period. A first environmental impact score for the transaction data associated with the user in the first time period may be determined and a second environmental impact score for the transaction data associated with the user in the second time period may also be determined. The first environmental impact score and the second environmental impact score may be compared. The system and method may determine whether there has been a change from the first environmental impact score to the second environmental impact score. In response to a determination that the second environmental impact score is less than the first environmental impact score; a bonus score may be determined for the user.
    Type: Application
    Filed: August 2, 2019
    Publication date: February 4, 2021
    Inventors: Vishakha Sangani, Manan Sudhakarbhai Lakhani, Emmanuel Okereke, Jude Ogbuibe