Abstract: Embodiments provide a method for performing a payment transaction at a merchant facility. The method includes receiving a connectivity request from an electronic payment card associated with a cardholder at a merchant networking device associated with a merchant. The method includes facilitating pairing of the electronic payment card with the merchant networking device. The method also includes upon pairing, pushing payment related information of the merchant to the electronic payment card. The method further includes receiving a payment transaction request for a payment transaction from the electronic payment card at the merchant networking device. The payment transaction request includes at least a payment card information of the electronic payment card of the cardholder and a transaction amount to be paid to an acquirer account from an issuer account of the cardholder. The method includes facilitating processing of the payment transaction based on the payment transaction request.