Abstract: The present invention relates to a process and system for providing real-time processing service is described. In one embodiment, the process includes selecting a service as desired by an applicant, submitting a preliminary application for extracting available offers associated with the selected service, extracting the available offers associated with the selected service by processing information provided in the preliminary form; displaying the extracted available offers; selecting at least one offer from said extracted available offers by the applicant, submitting a dynamic application for said at least one available offer selected by the applicant, authenticating information provided in the dynamic application instantly, and routing the authenticated application to a respective firm. In another embodiment, a system for providing real-time processing service includes an application server container and a file system/database wherein the business rules are encrypted which is password protected.