Abstract: Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point-of-sale. By immediately funding the tax-advantaged account at the point-of-sale using a funding and payment mechanism, the disclosed embodiments may effectively and instantly fund a tax-advantaged account at a point-of-sale . The funding and payment mechanism overcomes the lapse in availability of funds inherent in legacy systems. Thus, an account holder may then immediately pay a provider from the tax-advantaged account for qualified expenses. The disclosure also presents a credit feature allowing prospective account holders to initially fund the tax-advantaged account. At the point-of-sale, the prospective account holder may link their newly created tax-advantaged account to other accounts, allowing the system to detect potential over-contributions.

Abstract: Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point-of-sale. By immediately funding the tax-advantaged account at the point-of-sale using a funding and payment mechanism, the disclosed embodiments may effectively and instantly fund a tax-advantaged account at a point-of-sale. The funding and payment mechanism overcomes the lapse in availability of funds inherent in legacy systems. Thus, an account holder may then immediately pay a provider from the tax-advantaged account for qualified expenses. The disclosure also presents a credit feature allowing prospective account holders to initially fund the tax-advantaged account. At the point-of-sale, the prospective account holder may link their newly created tax-advantaged account to other accounts, allowing the system to detect potential over-contributions.

Abstract: Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point of sale/service of a qualifying expense. The disclosure presents verifying the identity of the recipient of the qualifying expense, confirming an initial contribution, and creating a tax-advantaged account on behalf of the individual. The disclosure further presents funding the tax-advantaged account with the initial contribution and subsequently generating a bank transaction wherein the tax-advantaged account transfers the cost of the qualifying expense to the provider.

Abstract: Disclosed herein are system, method, and computer program product embodiments for reconciliation needed to enable access to accelerated contribution funded accounts (CFAs). An embodiment operates by configuring a management database to store a linked CFA associated with a CFA and an asset-transfer on demand account (ATODA). A transfer processing system of a provider may receive a transfer file from an employer. The transfer processing system may delay transfer reconciliation of the linked CFA until a transferred amount is received. During transfer reconciliation, the transfer processing system may resolve the ATODA using the received transferred amount. Upon resolution of the ATODA, the contribution processing system may concurrently send information to a bank server and a card server to reconcile the respective bank and card accounts with the linked CFA at the provider.

Abstract: Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point-of-sale. By immediately funding the tax-advantaged account at the point-of-sale using a funding and payment mechanism, the disclosed embodiments may effectively and instantly fund a tax-advantaged account at a point-of-sale. The funding and payment mechanism overcomes the lapse in availability of funds inherent in legacy systems. Thus, an account holder may then immediately pay a provider from the tax-advantaged account for qualified expenses. The disclosure also presents a credit feature allowing prospective account holders to initially fund the tax-advantaged account. At the point-of-sale, the prospective account holder may link their newly created tax-advantaged account to other accounts, allowing the system to detect potential over-contributions.

Abstract: Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point of sale. By immediately funding the tax-advantaged account at the point of sale using a funding and payment mechanism, the disclosed embodiments may effectively and instantly fund a tax-advantaged account at a point of sale. The funding and payment mechanism overcomes the lapse in availability of funds inherent in legacy systems. Thus, an account holder may then immediately pay a provider from the tax-advantaged account for qualified expenses. The disclosure also presents a credit feature allow prospective account holders to initially fund the tax-advantaged account. At the point of sale, the prospective account holder may link their newly created tax-advantaged account to other accounts, allowing the system to detect potential over-contributions.

Abstract: Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point of sale/service of a qualifying expense. The disclosure presents verifying the identity of the recipient of the qualifying expense, confirming an initial contribution, and creating a tax-advantaged account on behalf of the individual. The disclosure further presents funding the tax-advantaged account with the initial contribution and subsequently generating a bank transaction wherein the tax-advantaged account transfers the cost of the qualifying expense to the provider.

Abstract: Systems, apparatus and methods for selecting a base station or a set of base stations for RTT measurements, or other interactive radio localization technique, to determine a position fix of a device are presented. The method imposes a processing load on only inactive or less active base stations. Busy or busier base stations are not used in the interactive radio localization technique. By imposing a processing load on only less active base stations, transmitting devices may be under loaded and encounter a more uniform processing delay, and thus provide a more accurate measurement resulting in a more accurate position fix.

Abstract: Systems, apparatus and methods for selecting a base station or a set of base stations for RTT measurements, or other interactive radio localization technique, to determine a position fix of a device are presented. The method imposes a processing load on only inactive or less active base stations. Busy or busier base stations are not used in the interactive radio localization technique. By imposing a processing load on only less active base stations, transmitting devices may be under loaded and encounter a more uniform processing delay, and thus provide a more accurate measurement resulting in a more accurate position fix.

Abstract: Systems, apparatus and methods for selecting a base station or a set of base stations for RTT measurements, or other interactive radio localization technique, to determine a position fix of a device are presented. The method imposes a processing load on only inactive or less active base stations. Busy or busier base stations are not used in the interactive radio localization technique. By imposing a processing load on only less active base stations, transmitting devices may be under loaded and encounter a more uniform processing delay, and thus provide a more accurate measurement resulting in a more accurate position fix.

Abstract: An example method of synchronizing application data between a mobile device and a remote computing device includes for each network of one or more networks, collecting network data regarding a mobile device's current connectivity state to the respective network. The mobile device includes one or more mobile applications including application data. The method also includes detecting, at the mobile device, a current connection to a current network. The method further includes comparing one or more opportunity scores for synchronizing application data. The one or more opportunity scores includes an opportunity score for the current network. Each opportunity score is associated with a particular network. The method also includes determining, based on the comparing, whether the current network is a good opportunity network for syncing mobile application data.

Abstract: Systems, apparatus and methods for selecting a base station or a set of base stations for RTT measurements, or other interactive radio localization technique, to determine a position fix of a device are presented. The method imposes a processing load on only inactive or less active base stations. Busy or busier base stations are not used in the interactive radio localization technique. By imposing a processing load on only less active base stations, transmitting devices may be under loaded and encounter a more uniform processing delay, and thus provide a more accurate measurement resulting in a more accurate position fix.

Abstract: Mobile devices or other client devices generally support applications that provide content to users. Application-related data transfer represents a significant portion of client device bandwidth usage. As client devices are frequently within the range of gateways (e.g., WiFi routers), the gateways may assist with application data transfer. Through application-sensitive and proactive data transfer strategies, the gateways may improve user experience and power consumption on the client devices. Disclosed are systems and methods for synchronizing application content between client devices and application servers through gateways.

Abstract: An example method of synchronizing application data between a mobile device and a remote computing device includes for each network of one or more networks, collecting network data regarding a mobile device's current connectivity state to the respective network. The mobile device includes one or more mobile applications including application data. The method also includes detecting, at the mobile device, a current connection to a current network. The method further includes comparing one or more opportunity scores for synchronizing application data. The one or more opportunity scores includes an opportunity score for the current network. Each opportunity score is associated with a particular network. The method also includes determining, based on the comparing, whether the current network is a good opportunity network for syncing mobile application data.