Patents by Inventor W. Edward Hammersala, III

W. Edward Hammersala, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Point of service third party financial management vehicle for the healthcare industry
    Patent number: 8165944
    Abstract: A method for point of service third party adjudicated payment, which includes providing payment system access information to a point of service provider, receiving from the point of service provider purchase transaction data and the payment system access information, adjudicating the transaction substantially in real-time to determine the portion payable by the customer and the portion payable by a third party, sending an adjudicated settlement transaction to the point of service provider substantially in real-time, and initiating a request to transfer funds substantially in real-time in accordance with the adjudicated settlement transaction to an account of the service provider.
    Type: Grant
    Filed: April 14, 2011
    Date of Patent: April 24, 2012
    Assignee: RealMed Corporation
    Inventors: Dean F. Boyer, W. Edward Hammersala, III