Patents by Inventor Wade Travis Hobbs

Wade Travis Hobbs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10438296
    Abstract: Embodiments analyze historical events to determine potential catalysts and automatically generate and implement mitigation of issues by determining a potential issue with a customer's finances based on historical event data; correlating the potential issue with one or more causes of the potential issue; and, in response to the correlation, initiating mitigation of the issue. In some cases, embodiments rank the possible causes of the potential issue; and present the possible causes to the customer for consideration. In some cases, embodiments receive the customer's confirmation of the possible causes. In some cases, embodiments initiate communication of one or more recommendations for mitigating the potential issue to the customer, receive the customer's approval of at least one recommendation; and initiate mitigation of the issue based on the at least one approved recommendation.
    Type: Grant
    Filed: October 18, 2016
    Date of Patent: October 8, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Katherine Dintenfass, Victoria L. Dravneek, Matthew Hsieh, Wade Travis Hobbs
  • Publication number: 20180040072
    Abstract: Embodiments analyze historical events to determine potential catalysts and automatically generate and implement mitigation of issues by determining a potential issue with a customer's finances based on historical event data; correlating the potential issue with one or more causes of the potential issue; and, in response to the correlation, initiating mitigation of the issue. In some cases, embodiments rank the possible causes of the potential issue; and present the possible causes to the customer for consideration. In some cases, embodiments receive the customer's confirmation of the possible causes. In some cases, embodiments initiate communication of one or more recommendations for mitigating the potential issue to the customer, receive the customer's approval of at least one recommendation; and initiate mitigation of the issue based on the at least one approved recommendation.
    Type: Application
    Filed: October 18, 2016
    Publication date: February 8, 2018
    Inventors: Katherine Dintenfass, Victoria L. Dravneek, Matthew Hsieh, Wade Travis Hobbs
  • Publication number: 20180039953
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for location disbursement coordination. The invention generates a database integration with communication linkages for disbursement coordination for travel or relocation. Furthermore, the system identifying the travel or relocation requirements of a user and other individuals associated with the travel or relocation and the logistics for the same. The system identifies and stores contact information for third parties performing the requirements of the logistics. Furthermore, the invention communicates with the third parties for completion of disbursement coordination for logistics of the travel or relocation. The invention generates an interactive real-time coordination calendar system for storage and display on a mobile device and parses tasks associated with the travel or relocation and communicate the tasks to the user or the other individuals via the interactive real-time coordination calendar system.
    Type: Application
    Filed: October 18, 2016
    Publication date: February 8, 2018
    Inventors: Katherine Dintenfass, Matthew Hsieh, Wade Travis Hobbs, Victoria L. Dravneek
  • Publication number: 20180039952
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for identifying and generating actionable notifications for user coordination. The invention establishes a communication link to one or more user devices over a distributed network in order to continuously monitor and extract user information such as financial data, device data, calendar data, and social data. In this way, the invention may identify social and financial user trends as well as scheduled events such as meetings, appointments, deadlines, and the like. The invention transmits actionable notifications to the user device allowing the invention to act upon the user response. Additionally, the invention may communicate with third party systems to offer third party products and services to the user.
    Type: Application
    Filed: October 18, 2016
    Publication date: February 8, 2018
    Inventors: Katherine Dintenfass, Victoria L. Dravneek, Matthew Hsieh, Wade Travis Hobbs