Patents by Inventor Wael Ibrahim
Wael Ibrahim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240127371Abstract: A system and method for automated remote payments between a vehicle and a refueling station is disclosed. The system may enable the vehicle to initiate an automated remote payment to the refueling station without needing the user to manually input transaction account information, or to manually prepay for the transaction. The refueling station may detect when the vehicle is in proximity, and the vehicle and the refueling station may open communications to transmit data. The vehicle may transmit vehicle identifying data to the refueling station, and the refueling station may communicate the vehicle identifying data to a payment network to authorize the transaction. In response to authorizing the transaction, the vehicle may proceed with refueling at the refueling station.Type: ApplicationFiled: December 15, 2023Publication date: April 18, 2024Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventor: Wael Ibrahim
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Patent number: 11875418Abstract: A system and method for automated remote payments between a vehicle and a refueling station is disclosed. The system may enable the vehicle to initiate an automated remote payment to the refueling station without needing the user to manually input transaction account information, or to manually prepay for the transaction. The refueling station may detect when the vehicle is in proximity, and the vehicle and the refueling station may open communications to transmit data. The vehicle may transmit vehicle identifying data to the refueling station, and the refueling station may communicate the vehicle identifying data to a payment network to authorize the transaction. In response to authorizing the transaction, the vehicle may proceed with refueling at the refueling station.Type: GrantFiled: June 7, 2018Date of Patent: January 16, 2024Assignee: American Express Travel Related Services Company, Inc.Inventor: Wael Ibrahim
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Patent number: 11783091Abstract: Disclosed are various embodiments for executing entity-specific cryptographic code in a cryptographic coprocessor. In one embodiment, an exemplary method comprises receiving encrypted code that includes implementing a cryptographic algorithm from a service via a network, wherein the encrypted code further includes a symmetric encryption key; decrypting, by a cryptographic coprocessor, the encrypted code; executing, by the cryptographic coprocessor, the decrypted code to generate a cryptogram including information encrypted using the cryptographic algorithm and the symmetric encryption key; and sending the cryptogram to the service via the network.Type: GrantFiled: May 20, 2022Date of Patent: October 10, 2023Assignee: American Express Travel Related Services Company, Inc.Inventors: Wael Ibrahim, Manish K. Deliwala, Manik Biswas, Subrahmanyam Venakata Vishnuvajhala, Andrew Lei
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Publication number: 20220343226Abstract: A system and method is disclosed for automated remote transactions between a vehicle and a lodging system The system may enable the vehicle to initiate an automated remote transaction to the lodging system to book an accommodation and complete a remote payment. The lodging system may transmit available accommodations to the vehicle. The vehicle may respond with a booking request comprising an accommodation selection and vehicle identifying data and the lodging system may communicate the vehicle identifying data to a payment network to authorize the remote transaction. In response to authorizing the remote transaction, the lodging system may complete the booking request with the vehicle.Type: ApplicationFiled: June 29, 2022Publication date: October 27, 2022Inventor: Wael IBRAHIM
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Publication number: 20220284133Abstract: Disclosed are various embodiments for executing entity-specific cryptographic code in a cryptographic coprocessor. In one embodiment, an exemplary method comprises receiving encrypted code that includes implementing a cryptographic algorithm from a service via a network, wherein the encrypted code further includes a symmetric encryption key; decrypting, by a cryptographic coprocessor, the encrypted code; executing, by the cryptographic coprocessor, the decrypted code to generate a cryptogram including information encrypted using the cryptographic algorithm and the symmetric encryption key; and sending the cryptogram to the service via the network.Type: ApplicationFiled: May 20, 2022Publication date: September 8, 2022Inventors: WAEL IBRAHIM, MANISH K. DELIWALA, MANIK BISWAS, SUBRAHMANYAM VENAKATA VISHNUVAJHALA, ANDREW LEI
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Patent number: 11416784Abstract: A system and method is disclosed for automated remote transactions between a vehicle and a lodging system. The system may enable the vehicle to initiate an automated remote transaction to the lodging system to book an accommodation and complete a remote payment. The lodging system may transmit available accommodations to the vehicle. The vehicle may respond with a booking request comprising an accommodation selection and vehicle identifying data and the lodging system may communicate the vehicle identifying data to a payment network to authorize the remote transaction. In response to authorizing the remote transaction, the lodging system may complete the booking request with the vehicle.Type: GrantFiled: June 14, 2018Date of Patent: August 16, 2022Assignee: American Express Travel Related Services Company, Inc.Inventor: Wael Ibrahim
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Patent number: 11341280Abstract: Disclosed are various embodiments for executing entity-specific cryptographic code in a cryptographic coprocessor. In one embodiment, encrypted code implementing a cryptographic algorithm is received from a service via a network. The cryptographic coprocessor decrypts the encrypted code. The cryptographic coprocessor executes the decrypted code to generate a cryptogram including information encrypted using the cryptographic algorithm. The cryptogram is sent to the service via the network.Type: GrantFiled: October 30, 2019Date of Patent: May 24, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Wael Ibrahim, Manish K. Deliwala, Manik Biswas, Subrahmanyam Venakata Vishnuvajhala, Andrew Lei
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Publication number: 20210320913Abstract: A system may perform operations including transmitting a service request to a service provider, wherein the service request includes a device identifier of the computer-based system or a device fingerprint of the computer-based system; receiving a seed one-time password (OTP) to the computer-based system from the service provider, wherein the seed OTP comprises a random number that is valid for a predetermined time period and is discarded after first use; calculating a one-time password (OTP) by applying a hash function to the seed OTP, wherein the hash function is based on the device identifier of the computer-based system or the device fingerprint of the computer-based system; transmitting a response OTP to the service provider for validation by the service provider, wherein the response OTP is different from the seed OTP; and receiving a validation result from the service provider.Type: ApplicationFiled: June 23, 2021Publication date: October 14, 2021Inventors: Wael Ibrahim, Upendra Mardikar
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Patent number: 11050741Abstract: A system may generate a seed one-time password (OTP). The system may also perform steps including transmitting the seed OTP to a user device, receiving a response OTP from the user device, and calculating an expected response OTP by applying a function to the seed OTP. The system may then compare the response OTP to the expected response OTP and send a result in response to comparing the response OTP to the expected response OTP.Type: GrantFiled: April 18, 2019Date of Patent: June 29, 2021Assignee: American Express Travel Related Services Company, Inc.Inventors: Wael Ibrahim, Upendra Mardikar
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Publication number: 20210110064Abstract: Disclosed are various embodiments for executing entity-specific cryptographic code in a cryptographic coprocessor. In one embodiment, encrypted code implementing a cryptographic algorithm is received from a service via a network. The cryptographic coprocessor decrypts the encrypted code. The cryptographic coprocessor executes the decrypted code to generate a cryptogram including information encrypted using the cryptographic algorithm. The cryptogram is sent to the service via the network.Type: ApplicationFiled: October 30, 2019Publication date: April 15, 2021Inventors: WAEL IBRAHIM, MANISH K. DELIWALA, MANIK BISWAS, SUBRAHMANYAM VENAKATA VISHNUVAJHALA, ANDREW LEI
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Publication number: 20210111901Abstract: Disclosed are various embodiments for executing entity-specific cryptographic code in a trusted execution environment. In one embodiment, encrypted code implementing a cryptographic algorithm is received from a service via a network. The encrypted code is provided to an application executed in a trusted execution environment of the computing device. The encrypted code is decrypted in the trusted execution environment. The decrypted code is executed in the trusted execution environment to generate a cryptogram including information encrypted using the cryptographic algorithm.Type: ApplicationFiled: October 30, 2019Publication date: April 15, 2021Inventors: WAEL IBRAHIM, MANISH K. DELIWALA, MANIK BISWAS, SUBRAHMANYAM VENAKATA VISHNUVAJHALA, ANDREW LEI
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Patent number: 10812275Abstract: Systems for decoupling and updating pinned certificates on a user device are disclosed. A mobile application having a hardcoded pinned certificate may be installed on a user device. The pinned certificate may be decoupled from the mobile application and stored on the user device. In response to the mobile application attempting to establish a secure connection with a server, the system may check whether the decoupled pinned certificate is current by querying a certificate repository. In response to determining that the pinned certificate is out of date, the system may transmit the current certificate to the user device to update the decoupled pinned certificate.Type: GrantFiled: November 28, 2017Date of Patent: October 20, 2020Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventor: Wael Ibrahim
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Patent number: 10747866Abstract: A system for conducting transactions without a debit card or credit card may receive a request to complete a transaction including authentication data associated with a transaction account and a captured biometric template. The transaction request may lack information contained on a typical debit card or credit card. The system may identify the transaction account using the authentication data associated with the transaction account. The transaction account may be associated with a stored biometric template stored in a biometric data store. The system may also compare the stored biometric template with the captured biometric template. In response to the stored biometric template conflicting with the captured biometric template, the system may decline the transaction.Type: GrantFiled: May 30, 2019Date of Patent: August 18, 2020Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Wael Ibrahim, Upendra Mardikar
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Patent number: 10678902Abstract: A system receives a source and a metadata layer that describes the source. The source may comprise source records with fields containing source data, and the metadata layer may include metadata comprising at least one of a field data type, a field data length, a field description, or a record length. The processor may further validate the metadata layer against the source and write results to a log. The processor may further be configured for transforming the source records into transformed records for a load ready file. The processor may further balance a number of records in the source against a number of transformed records in the load ready file to generate a transformation failure rate.Type: GrantFiled: December 7, 2018Date of Patent: June 9, 2020Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Upendra Mardikar, Wael Ibrahim
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Publication number: 20190385096Abstract: A system and method is disclosed for automated remote transactions between a vehicle and a lodging system. The system may enable the vehicle to initiate an automated remote transaction to the lodging system to book an accommodation and complete a remote payment. The lodging system may transmit available accommodations to the vehicle. The vehicle may respond with a booking request comprising an accommodation selection and vehicle identifying data and the lodging system may communicate the vehicle identifying data to a payment network to authorize the remote transaction. In response to authorizing the remote transaction, the lodging system may complete the booking request with the vehicle.Type: ApplicationFiled: June 14, 2018Publication date: December 19, 2019Applicant: American Express Travel Related Services Company, Inc.Inventor: Wael Ibrahim
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Publication number: 20190378220Abstract: A system and method for automated remote payments between a vehicle and a refueling station is disclosed. The system may enable the vehicle to initiate an automated remote payment to the refueling station without needing the user to manually input transaction account information, or to manually prepay for the transaction. The refueling station may detect when the vehicle is in proximity, and the vehicle and the refueling station may open communications to transmit data. The vehicle may transmit vehicle identifying data to the refueling station, and the refueling station may communicate the vehicle identifying data to a payment network to authorize the transaction. In response to authorizing the transaction, the vehicle may proceed with refueling at the refueling station.Type: ApplicationFiled: June 7, 2018Publication date: December 12, 2019Applicant: American Express Travel Related Services Company, Inc.Inventor: Wael Ibrahim
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Publication number: 20190303550Abstract: A system for conducting transactions without a debit card or credit card may receive a request to complete a transaction including authentication data associated with a transaction account and a captured biometric template. The transaction request may lack information contained on a typical debit card or credit card. The system may identify the transaction account using the authentication data associated with the transaction account. The transaction account may be associated with a stored biometric template stored in a biometric data store. The system may also compare the stored biometric template with the captured biometric template. In response to the stored biometric template conflicting with the captured biometric template, the system may decline the transaction.Type: ApplicationFiled: May 30, 2019Publication date: October 3, 2019Applicant: American Express Travel Related Services Company, Inc.Inventors: Wael Ibrahim, Upendra Mardikar
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Publication number: 20190253412Abstract: A system may generate a seed one-time password (OTP). The system may also perform steps including transmitting the seed OTP to a user device, receiving a response OTP from the user device, and calculating an expected response OTP by applying a function to the seed OTP. The system may then compare the response OTP to the expected response OTP and send a result in response to comparing the response OTP to the expected response OTP.Type: ApplicationFiled: April 18, 2019Publication date: August 15, 2019Applicant: American Express Travel Related Services Company, Inc.Inventors: WAEL IBRAHIM, UPENDRA MARDIKAR
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Patent number: 10339291Abstract: A system for conducting transactions without a debit card or credit card may receive a request to complete a transaction including authentication data associated with a transaction account and a captured biometric template. The transaction request may lack information contained on a typical debit card or credit card. The system may identify the transaction account using the authentication data associated with the transaction account. The transaction account may be associated with a stored biometric template stored in a biometric data store. The system may also compare the stored biometric template with the captured biometric template. In response to the stored biometric template conflicting with the captured biometric template, the system may decline the transaction.Type: GrantFiled: June 29, 2018Date of Patent: July 2, 2019Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Wael Ibrahim, Upendra Mardikar
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Patent number: 10313333Abstract: A system may generate a seed one-time password (OTP). The system may also perform steps including transmitting the seed OTP to a user device, receiving a response OTP from the user device, and calculating an expected response OTP by applying a function to the seed OTP. The system may then compare the response OTP to the expected response OTP and send a result in response to comparing the response OTP to the expected response OTP.Type: GrantFiled: August 18, 2017Date of Patent: June 4, 2019Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Wael Ibrahim, Upendra Mardikar