Patents by Inventor Walker RAMIREZ

Walker RAMIREZ has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12614221
    Abstract: A system and method for generating enhanced counter offers is disclosed. The system and method can generate, for a merchant, a list of alternative inventory items to a given item. A plurality of historic deal metrics based on past financing terms for each of the alternative inventory items may be determined. An alternative sale price based on applying the plurality of historic deal metrics to a merchant listed sale price for the given item may be generated. A report based on the alternative sale price may be generated. The report may be transmitted to the client device for display on an interactive graphical user interface (GUI).
    Type: Grant
    Filed: November 7, 2023
    Date of Patent: April 28, 2026
    Assignee: Capital One Services, LLC
    Inventor: Walker Ramirez
  • Publication number: 20250148520
    Abstract: A system and method for generating enhanced counter offers is disclosed. The system and method can generate, for a merchant, a list of alternative inventory items to a given item. A plurality of historic deal metrics based on past financing terms for each of the alternative inventory items may be determined. An alternative sale price based on applying the plurality of historic deal metrics to a merchant listed sale price for the given item may be generated. A report based on the alternative sale price may be generated. The report may be transmitted to the client device for display on an interactive graphical user interface (GUI).
    Type: Application
    Filed: November 7, 2023
    Publication date: May 8, 2025
    Applicant: Capital One Services, LLC
    Inventor: Walker RAMIREZ
  • Patent number: 12141748
    Abstract: Disclosed herein are system, method, and computer program product embodiments for providing an overall assessment of a combined inventory item and structure similarity to an initial inventory item and structure. A plurality of inventory items, stored in a database, maybe retrieved to generate a score value corresponding to each of the plurality of inventory items based on a plurality of facets describing the inventory item. Based on the generated score value, a subset of the plurality of inventory items may be determined based on data points representing the subset of the plurality of inventory items that are within a preconfigured Euclidean distance from a centroid representing a data point corresponding to the initial inventory item. One or more structures corresponding to the subset of the plurality of inventory items may be dynamically generated, and their combinations are scored for finding an alternate inventory item and structure.
    Type: Grant
    Filed: September 2, 2022
    Date of Patent: November 12, 2024
    Assignee: Capital One Services, LLC
    Inventors: Saman Baghestani, Brandon Drumheller, Walker Ramirez, Veerendra Jote
  • Publication number: 20230108984
    Abstract: Disclosed herein are system, method, and computer program product embodiments for providing an overall assessment of a combined inventory item and structure similarity to an initial inventory item and structure. A plurality of inventory items, stored in a database, maybe retrieved to generate a score value corresponding to each of the plurality of inventory items based on a plurality of facets describing the inventory item. Based on the generated score value, a subset of the plurality of inventory items may be determined based on data points representing the subset of the plurality of inventory items that are within a preconfigured Euclidean distance from a centroid representing a data point corresponding to the initial inventory item. One or more structures corresponding to the subset of the plurality of inventory items may be dynamically generated, and their combinations are scored for finding an alternate inventory item and structure.
    Type: Application
    Filed: September 2, 2022
    Publication date: April 6, 2023
    Applicant: Capital One Services, LLC
    Inventors: Saman BAGHESTANI, Brandon DRUMHELLER, Walker RAMIREZ, Veerendra JOTE
  • Patent number: 11436561
    Abstract: Disclosed herein are system, method, and computer program product embodiments for providing an overall assessment of a combined inventory item and structure similarity to an initial inventory item and structure. A plurality of inventory items, stored in a database, maybe retrieved to generate a score value corresponding to each of the plurality of inventory items based on a plurality of facets describing the inventory item. Based on the generated score value, a subset of the plurality of inventory items may be determined based on data points representing the subset of the plurality of inventory items that are within a preconfigured Euclidean distance from a centroid representing a data point corresponding to the initial inventory item. One or more structures corresponding to the subset of the plurality of inventory items may be dynamically generated, and their combinations are scored for finding an alternate inventory item and structure.
    Type: Grant
    Filed: November 25, 2020
    Date of Patent: September 6, 2022
    Assignee: Capital One Services, LLC
    Inventors: Saman Baghestani, Brandon Drumheller, Walker Ramirez, Veerendra Jote
  • Publication number: 20220164764
    Abstract: Disclosed herein are system, method, and computer program product embodiments for providing an overall assessment of a combined inventory item and structure similarity to an initial inventory item and structure. A plurality of inventory items, stored in a database, maybe retrieved to generate a score value corresponding to each of the plurality of inventory items based on a plurality of facets describing the inventory item. Based on the generated score value, a subset of the plurality of inventory items may be determined based on data points representing the subset of the plurality of inventory items that are within a preconfigured Euclidean distance from a centroid representing a data point corresponding to the initial inventory item. One or more structures corresponding to the subset of the plurality of inventory items may be dynamically generated, and their combinations are scored for finding an alternate inventory item and structure.
    Type: Application
    Filed: November 25, 2020
    Publication date: May 26, 2022
    Applicant: Capital One Services, LLC
    Inventors: Saman BAGHESTANI, Brandon DRUMHELLER, Walker RAMIREZ, Veerendra JOTE