Patents by Inventor Wallace T. Gray

Wallace T. Gray has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20090276249
    Abstract: A method and system for providing healthcare benefits according to the present invention may include a proposed healthcare plan having a primary component, a supplemental component, and a procedure for optimizing services consumption which is presented and customized “on-the-fly” to benefits providers, such as employers, and administered in an efficient manner that reduces the claims processing burden on individuals or families covered under the proposed plan.
    Type: Application
    Filed: July 7, 2009
    Publication date: November 5, 2009
    Inventors: Larry R. Dust, David B. Cook, Wallace T. Gray, Hans F. Kraabel
  • Publication number: 20090216567
    Abstract: An insurance benefit plan is disclosed including one or more insurance modules whereby at least one of the insurance modules is a limited medical benefit program.
    Type: Application
    Filed: April 20, 2009
    Publication date: August 27, 2009
    Inventors: Larry R. Dust, Wallace T. Gray