Patents by Inventor Walter J. Granville, III

Walter J. Granville, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
    Patent number: 10628842
    Abstract: In one aspect, a computing apparatus is configured to facilitate the redemption of loyalty currency in a payment transaction via facilitating awareness of the payment transaction, managing the consumer segmentation and offering promotions, validating available points currency, managing a currency value exchange rate, applying deductions to consumer currency balance, facilitating consumer reimbursement, invoicing for currency exchange, and/or providing consumer engagement.
    Type: Grant
    Filed: January 11, 2019
    Date of Patent: April 21, 2020
    Assignee: Visa International Service Association
    Inventor: Walter J. Granville, III
  • Systems and Methods to Communicate Offer Options via Messaging in Real Time with Processing of Payment Transaction
    Publication number: 20190147472
    Abstract: In one aspect, a computing apparatus is configured to facilitate the redemption of loyalty currency in a payment transaction via facilitating awareness of the payment transaction, managing the consumer segmentation and offering promotions, validating available points currency, managing a currency value exchange rate, applying deductions to consumer currency balance, facilitating consumer reimbursement, invoicing for currency exchange, and/or providing consumer engagement.
    Type: Application
    Filed: January 11, 2019
    Publication date: May 16, 2019
    Inventor: Walter J. Granville, III
  • Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
    Patent number: 10223707
    Abstract: In one aspect, a computing apparatus is configured to facilitate the redemption of loyalty currency in a payment transaction via facilitating awareness of the payment transaction, managing the consumer segmentation and offering promotions, validating available points currency, managing a currency value exchange rate, applying deductions to consumer currency balance, facilitating consumer reimbursement, invoicing for currency exchange, and/or providing consumer engagement.
    Type: Grant
    Filed: August 20, 2012
    Date of Patent: March 5, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventor: Walter J. Granville, III
  • SYSTEMS AND METHODS TO COMMUNICATE OFFER OPTIONS VIA MESSAGING IN REAL TIME WITH PROCESSING OF PAYMENT TRANSACTION
    Publication number: 20130046607
    Abstract: In one aspect, a computing apparatus is configured to facilitate the redemption of loyalty currency in a payment transaction via facilitating awareness of the payment transaction, managing the consumer segmentation and offering promotions, validating available points currency, managing a currency value exchange rate, applying deductions to consumer currency balance, facilitating consumer reimbursement, invoicing for currency exchange, and/or providing consumer engagement.
    Type: Application
    Filed: August 20, 2012
    Publication date: February 21, 2013
    Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventor: Walter J. Granville, III