Abstract: A consumer-driven credit information control method, system and storage medium for storing a set of computer instructions which effectuate the method are provided. The method includes the step of receiving a selection signal from a consumer to at least partially establish a relationship between the consumer and a credit reporting agency (CRA) or agent entity. The method further includes receiving personal data including credit data of the consumer such as from either the consumer or the CRA, and storing the personal data in a database of the CRA or agent entity. The method still further includes receiving a data request signal from the consumer, transmitting at least a portion of accessed personal data from the CRA or agent entity to the consumer based on the data request signal, and receiving an authorization signal from the consumer.