Patents by Inventor Walter S. Kuhnel

Walter S. Kuhnel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Interception of digital interaction to drive desired outcomes
    Patent number: 11663653
    Abstract: Method, system and computer program product for transaction evaluation based on a potential impact of the potential transaction on defined plans. In one embodiment, the method comprises receiving at a financial analysis computer system specified interactions intercepted when a person uses a client computing device to identify a potential transaction, and the analysis computer system processing these interactions for determining a potential impact of said transaction on one or more defined goals of the person. Before the person commits to the transaction, the analysis computer system generates a client guidance signal based on this determining, and sends the client guidance signal to the client computing device to instruct that device to convey guidance to the specified about the transaction. The specified interactions received at the financial analysis computer system data may identify a transaction context and activity of the person.
    Type: Grant
    Filed: August 29, 2014
    Date of Patent: May 30, 2023
    Assignee: International Business Machines Corporation
    Inventors: K. Anne-Rivers Forcke, Dimitri Kanevsky, Walter S. Kuhnel, Elizabeth V. Woodward, Shunguo Yan
  • INTERCEPTION OF DIGITAL INTERACTION TO DRIVE DESIRED OUTCOMES
    Publication number: 20160063618
    Abstract: Method, system and computer program product for transaction evaluation based on a potential impact of the potential transaction on defined plans. In one embodiment, the method comprises receiving at a financial analysis computer system specified interactions intercepted when a person uses a client computing device to identify a potential transaction, and the analysis computer system processing these interactions for determining a potential impact of said transaction on one or more defined goals of the person. Before the person commits to the transaction, the analysis computer system generates a client guidance signal based on this determining, and sends the client guidance signal to the client computing device to instruct that device to convey guidance to the specified about the transaction. The specified interactions received at the financial analysis computer system data may identify a transaction context and activity of the person.
    Type: Application
    Filed: August 29, 2014
    Publication date: March 3, 2016
    Applicant: International Business Machines Corporation
    Inventors: K. Anne-Rivers Forcke, Dimitri Kanevsky, Walter S. Kuhnel, Elizabeth V. Woodward, Shunguo Yan