Patents by Inventor Walter Schenk
Walter Schenk has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12229824Abstract: Systems, methods, and computer-readable storage media utilized for revoking access to a financial account held by a customer of a financial institution. One method includes determining, by at least one processing circuit, an access level based on information stored in an account database and an adverse event experienced by a customer. The method further includes authorizing, by the at least one processing circuit, a designee of the customer comprising the access level for at least one future payment request. The method further includes transmitting, by the at least one processing circuit, an alert message corresponding to the authorization of the designee for the access level. The method further includes in response to receiving an input from a user device, withdrawing, by the at least one processing circuit, the access level.Type: GrantFiled: June 7, 2023Date of Patent: February 18, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
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Publication number: 20230316391Abstract: Systems, methods, and computer-readable storage media utilized for revoking access to a financial account held by a customer of a financial institution. One method includes determining, by at least one processing circuit, an access level based on information stored in an account database and an adverse event experienced by a customer. The method further includes authorizing, by the at least one processing circuit, a designee of the customer comprising the access level for at least one future payment request. The method further includes transmitting, by the at least one processing circuit, an alert message corresponding to the authorization of the designee for the access level. The method further includes in response to receiving an input from a user device, withdrawing, by the at least one processing circuit, the access level.Type: ApplicationFiled: June 7, 2023Publication date: October 5, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
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Patent number: 11704729Abstract: Systems, methods, and computer-readable storage media utilized for determining access to a financial account held by a customer of a financial institution. One method includes establishing a communication session with a sensor device, wherein the financial institution computing system continuously receives sensor data over the communication session and receiving, from a point-of-sale (POS) terminal, a payment request. The method further includes retrieving, from the user device via an application programming interface (API), device data including at least application data and receiving, from the sensor device, the sensor data including at least one of geolocation data or biometric data of the sensor device. The method further includes determining the customer experienced an adverse event based on the sensor data and the device data and determining automatically an access level.Type: GrantFiled: June 3, 2021Date of Patent: July 18, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
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Patent number: 11037231Abstract: Examples described herein relate to apparatus and methods for determining access to a financial account held by a customer of a financial institution, including, but not limited to, determining, by a processor of a financial institution computing system, an adverse event that causes death or incapacitation to the customer based on an adverse event message received from a user device associated with the customer, and in response to determining the adverse event, granting, by the processor, the access to the financial account held by the customer to a designee.Type: GrantFiled: December 23, 2016Date of Patent: June 15, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
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Patent number: 4480107Abstract: Process for the preparation of muscone starting from pyranic derivatives by treatments thereof with hydrogen in an inert organic solvent and in the presence of a noble metal catalyst. Compounds of formula ##STR1## and process for its preparation via dehydrogenation and dehydration of corresponding diol. Process for the preparation of unsaturated macrocyclic ketones of formula ##STR2## wherein the dotted lines stand for a single or a double bondwhereinx=1 and y=2, orx=2 and y=1, starting from compound (Ia) via acidic treatment.Type: GrantFiled: November 20, 1981Date of Patent: October 30, 1984Assignee: Firmenich SAInventors: Karl H. Schulte-Elte, Joseph J. Becker, Walter Schenk
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Patent number: 4387047Abstract: Use of certain ester derivatives of 1,3-dimethyl-but-3-en-1-yl as perfuming and flavoring ingredients. These ester derivatives possess the following formula ##STR1## wherein symbol R represents a hydrogen atom, a saturated or an unsaturated, linear or branched lower alkyl having 1 to 6 carbon atoms, or an aryl radical. The compounds of formula (I) are new chemical entities.Type: GrantFiled: January 6, 1981Date of Patent: June 7, 1983Assignee: Firmenich SAInventors: Erling Sundt, Walter Schenk, Roger Chappaz, Michel Joyeux
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Patent number: 4335262Abstract: Process for the preparation of muscone starting from pyranic derivatives by treatments thereof with hydrogen in an inert organic solvent and in the presence of a noble metal catalyst.Compound of formula ##STR1## and process for its preparation via dehydrogenation and dehydration of corresponding diol.Process for the preparation of unsaturated macrocyclic ketones of formula ##STR2## wherein the dotted lines stand for a single or a double bond wherein x=1 and y=2, orx=2 and y=1,starting from compound (Ia) via acidic treatment.Type: GrantFiled: September 3, 1980Date of Patent: June 15, 1982Assignee: Firmenich SAInventors: Karl H. Schulte-Elte, Joseph J. Becker, Walter Schenk
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Patent number: 4251398Abstract: New lactones having the formula ##STR1## wherein the cyclohexyl radical is bound to the carbon atoms at position 3 or 4 as indicated by the dotted lines, their use as perfuming ingredients and process for their preparation.Type: GrantFiled: October 23, 1979Date of Patent: February 17, 1981Assignee: Firmenich SAInventors: Erling Sundt, Roland Aschiero, Walter Schenk
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Patent number: 4189788Abstract: A headset is provided wherein each ear piece is supported to the headband by means of a support member having a wedge shaped opening therein. A wedge is positioned within the support member opening and the headband is secured to the wedge. The wedge resiliently urges a fork attached to the ear piece against the support member thereby providing a slideable, frictional engagement.Type: GrantFiled: November 13, 1978Date of Patent: February 26, 1980Assignee: Grundig E.M.V. Elektro-Mechanische VersuchsanstaltInventors: Walter Schenke, Gerhard Krauss
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Patent number: 4092347Abstract: The new 1-monochloro- and 1,1-dichloro-prop-2,3-ene-3-sulfonic acids and their metal salts, and a process for their manufacture by reacting chloropropanesulfonic acid compounds with alkali metal carbonates, alkali metal bicarbonates and/or alkaline earth metal hydroxides at from 5.degree. to 100.degree. C to give 1-chloro-prop-2,3-ene-3-sulfonates which may then be reacted with acid compounds in a second step.The products are starting materials for the manufacture of pesticides, plasticizers, solvents, leather greases, detergents, lubricating oils, synthetic resins and slip agents. They are also assistants in electroplating processes and starting materials for the manufacture of such assistants.Type: GrantFiled: September 23, 1976Date of Patent: May 30, 1978Assignee: BASF AktiengesellschaftInventors: Walter Schenk, Helmut Schlecht, Guenther Gotsmann