Patents by Inventor Walter Schenk

Walter Schenk has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12229824
    Abstract: Systems, methods, and computer-readable storage media utilized for revoking access to a financial account held by a customer of a financial institution. One method includes determining, by at least one processing circuit, an access level based on information stored in an account database and an adverse event experienced by a customer. The method further includes authorizing, by the at least one processing circuit, a designee of the customer comprising the access level for at least one future payment request. The method further includes transmitting, by the at least one processing circuit, an alert message corresponding to the authorization of the designee for the access level. The method further includes in response to receiving an input from a user device, withdrawing, by the at least one processing circuit, the access level.
    Type: Grant
    Filed: June 7, 2023
    Date of Patent: February 18, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
  • Publication number: 20230316391
    Abstract: Systems, methods, and computer-readable storage media utilized for revoking access to a financial account held by a customer of a financial institution. One method includes determining, by at least one processing circuit, an access level based on information stored in an account database and an adverse event experienced by a customer. The method further includes authorizing, by the at least one processing circuit, a designee of the customer comprising the access level for at least one future payment request. The method further includes transmitting, by the at least one processing circuit, an alert message corresponding to the authorization of the designee for the access level. The method further includes in response to receiving an input from a user device, withdrawing, by the at least one processing circuit, the access level.
    Type: Application
    Filed: June 7, 2023
    Publication date: October 5, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
  • Patent number: 11704729
    Abstract: Systems, methods, and computer-readable storage media utilized for determining access to a financial account held by a customer of a financial institution. One method includes establishing a communication session with a sensor device, wherein the financial institution computing system continuously receives sensor data over the communication session and receiving, from a point-of-sale (POS) terminal, a payment request. The method further includes retrieving, from the user device via an application programming interface (API), device data including at least application data and receiving, from the sensor device, the sensor data including at least one of geolocation data or biometric data of the sensor device. The method further includes determining the customer experienced an adverse event based on the sensor data and the device data and determining automatically an access level.
    Type: Grant
    Filed: June 3, 2021
    Date of Patent: July 18, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
  • Patent number: 11037231
    Abstract: Examples described herein relate to apparatus and methods for determining access to a financial account held by a customer of a financial institution, including, but not limited to, determining, by a processor of a financial institution computing system, an adverse event that causes death or incapacitation to the customer based on an adverse event message received from a user device associated with the customer, and in response to determining the adverse event, granting, by the processor, the access to the financial account held by the customer to a designee.
    Type: Grant
    Filed: December 23, 2016
    Date of Patent: June 15, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Maria M. Benjamin, Ha M. Duong, Laura Marie Fontana, Brian Hanafee, Marion M. Hsieh, Caroline Machado, Walter Schenk
  • Patent number: 4480107
    Abstract: Process for the preparation of muscone starting from pyranic derivatives by treatments thereof with hydrogen in an inert organic solvent and in the presence of a noble metal catalyst. Compounds of formula ##STR1## and process for its preparation via dehydrogenation and dehydration of corresponding diol. Process for the preparation of unsaturated macrocyclic ketones of formula ##STR2## wherein the dotted lines stand for a single or a double bondwhereinx=1 and y=2, orx=2 and y=1, starting from compound (Ia) via acidic treatment.
    Type: Grant
    Filed: November 20, 1981
    Date of Patent: October 30, 1984
    Assignee: Firmenich SA
    Inventors: Karl H. Schulte-Elte, Joseph J. Becker, Walter Schenk
  • Patent number: 4387047
    Abstract: Use of certain ester derivatives of 1,3-dimethyl-but-3-en-1-yl as perfuming and flavoring ingredients. These ester derivatives possess the following formula ##STR1## wherein symbol R represents a hydrogen atom, a saturated or an unsaturated, linear or branched lower alkyl having 1 to 6 carbon atoms, or an aryl radical. The compounds of formula (I) are new chemical entities.
    Type: Grant
    Filed: January 6, 1981
    Date of Patent: June 7, 1983
    Assignee: Firmenich SA
    Inventors: Erling Sundt, Walter Schenk, Roger Chappaz, Michel Joyeux
  • Patent number: 4335262
    Abstract: Process for the preparation of muscone starting from pyranic derivatives by treatments thereof with hydrogen in an inert organic solvent and in the presence of a noble metal catalyst.Compound of formula ##STR1## and process for its preparation via dehydrogenation and dehydration of corresponding diol.Process for the preparation of unsaturated macrocyclic ketones of formula ##STR2## wherein the dotted lines stand for a single or a double bond wherein x=1 and y=2, orx=2 and y=1,starting from compound (Ia) via acidic treatment.
    Type: Grant
    Filed: September 3, 1980
    Date of Patent: June 15, 1982
    Assignee: Firmenich SA
    Inventors: Karl H. Schulte-Elte, Joseph J. Becker, Walter Schenk
  • Patent number: 4251398
    Abstract: New lactones having the formula ##STR1## wherein the cyclohexyl radical is bound to the carbon atoms at position 3 or 4 as indicated by the dotted lines, their use as perfuming ingredients and process for their preparation.
    Type: Grant
    Filed: October 23, 1979
    Date of Patent: February 17, 1981
    Assignee: Firmenich SA
    Inventors: Erling Sundt, Roland Aschiero, Walter Schenk
  • Patent number: 4189788
    Abstract: A headset is provided wherein each ear piece is supported to the headband by means of a support member having a wedge shaped opening therein. A wedge is positioned within the support member opening and the headband is secured to the wedge. The wedge resiliently urges a fork attached to the ear piece against the support member thereby providing a slideable, frictional engagement.
    Type: Grant
    Filed: November 13, 1978
    Date of Patent: February 26, 1980
    Assignee: Grundig E.M.V. Elektro-Mechanische Versuchsanstalt
    Inventors: Walter Schenke, Gerhard Krauss
  • Patent number: 4092347
    Abstract: The new 1-monochloro- and 1,1-dichloro-prop-2,3-ene-3-sulfonic acids and their metal salts, and a process for their manufacture by reacting chloropropanesulfonic acid compounds with alkali metal carbonates, alkali metal bicarbonates and/or alkaline earth metal hydroxides at from 5.degree. to 100.degree. C to give 1-chloro-prop-2,3-ene-3-sulfonates which may then be reacted with acid compounds in a second step.The products are starting materials for the manufacture of pesticides, plasticizers, solvents, leather greases, detergents, lubricating oils, synthetic resins and slip agents. They are also assistants in electroplating processes and starting materials for the manufacture of such assistants.
    Type: Grant
    Filed: September 23, 1976
    Date of Patent: May 30, 1978
    Assignee: BASF Aktiengesellschaft
    Inventors: Walter Schenk, Helmut Schlecht, Guenther Gotsmann