Abstract: A broker system infrastructure includes a database warehouse configured to store and provide insurance data for one or more clients, and a data analytics server in communication with the database warehouse. The broker system infrastructure analyzes policy data and member data to define a model configured to identify a relationship therebetween, receives query data including first member data, uses the policy data to generate a quote based on the query data, and applies the query data and the quote to the model to determine whether the quote is inaccurate. If the quote is inaccurate, the broker system infrastructure modifies the policy data and member data to incorporate to the quote and first member data, and analyzes at least the modified policy data and member data to modify the model such that the model is configured to identify a relationship therebetween.

Abstract: Systems and methods for off-site centralized renewable energy generation systems for utility customers to remotely generate renewable energy that can be credited to their utility bill at their residence or place of business. Fractional ownership of a centralized facility provides cost savings through economies of scale and allows fractional owners to receive all available tax incentives for renewable energy production.

Abstract: The present invention is a method for controlling (e.g. inhibiting) the growth of microorganisms or killing microorganisms in an aqueous solution, such as that found in a water treatment facility or papermaking facility. The method includes adding an effective amount of (a) a free halogen-generating biocide, (b) a halogen stabilizer, and (c) a quaternary ammonium compound, a biocidal amine or salt thereof, or mixture thereof to the aqueous solution. The aqueous solution may be water in a recreational facility, an industrial cooling system, a water treatment facility or a water slurry, such as a circulating water slurry, in a papermaking facility. The mixture of the present invention is useful as a slimicide. The quaternary ammonium biocide and/or biocidal amine increase the efficacy of the free halogen-generating biocidal system.