Abstract: A saddle pack including an elongated support web with a pannier-like side housing mounted at each end. The web includes a curvilinear cut-out along one edge of a center segment of the web, the curvilinear cut-out being specifically configured to conform to the cantle base of a saddle. Each of the side housings include an open top compartment and a cover for the compartment, the cover being adapted to securely enclose the compartment. An overflap is also included and substantially encloses the cover, the cover thereby providing a shelf or floor for a subcompartment formed on top of the compartment between the cover and the overflap. The side housings may also include end pockets mounted to the ends of the side housings. The web also includes at least one pouch formed therein, the pouch being foldable to provide a generally flat configuration or expandable to receive bulky items therein.