Patents by Inventor Wendy H. Clayton

Wendy H. Clayton has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220180449
    Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.
    Type: Application
    Filed: February 28, 2022
    Publication date: June 9, 2022
    Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
  • Publication number: 20210342946
    Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, and in particular, determining responsibility to pay for line items as part of the subrogation process. In one embodiment, the systems and methods may include (1) receiving a transaction from at least one other participant in the distributed ledger network; (2) analyzing the transaction to determine a set of line items related to a subrogation claim; (3) comparing the set of line items to a baseline dataset; (4) generating a transaction including a disputed line items dataset; and (5) transmitting the transaction to a smart contract stored on the distributed ledger.
    Type: Application
    Filed: April 18, 2018
    Publication date: November 4, 2021
    Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
  • Publication number: 20210326992
    Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing machine learning generated subrogation resolutions as part of the subrogation process. An exemplary computer-implemented method includes monitoring transactions on a distributed ledger, identifying a transaction related to a subrogation claim, analyzing the transaction related to the subrogation claim, generating a recommended subrogation resolution using a machine learning algorithm, and transmitting a transaction including the recommended subrogation resolution to a smart contract stored on the distributed ledger.
    Type: Application
    Filed: April 18, 2018
    Publication date: October 21, 2021
    Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
  • Publication number: 20210304317
    Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.
    Type: Application
    Filed: March 30, 2021
    Publication date: September 30, 2021
    Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
  • Patent number: 10891694
    Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, utilizing a vehicle's mode of operation as part of the subrogation process. An exemplary embodiment includes receiving sensor data; determining that a vehicle collision occurred based upon, at least in part, analysis of the sensor data, such as image, audio, telematics, or autonomous vehicle system data; determining an operational mode for the vehicle based upon, at least in part, analysis of the sensor data, and the operational mode at the time of the accident; determining a percentage of fault for a driver or autonomous or semi-autonomous vehicle system, or lack thereof, based upon the sensor data, and whom or which autonomous or semi-autonomous vehicle system was in control of the vehicle at the time of the vehicle collision.
    Type: Grant
    Filed: April 19, 2018
    Date of Patent: January 12, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
  • Patent number: 10872381
    Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.
    Type: Grant
    Filed: April 18, 2018
    Date of Patent: December 22, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge