Patents by Inventor Wendy Humphrey

Wendy Humphrey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for activating telephone-based payment instrument
    Patent number: 7922077
    Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
    Type: Grant
    Filed: January 12, 2009
    Date of Patent: April 12, 2011
    Assignee: First Data Corporation
    Inventors: Wendy Humphrey, Sunil Dewan, Daniel J. Oswald
  • System and method for activating telephone-based payment instrument
    Patent number: 7562813
    Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
    Type: Grant
    Filed: May 10, 2006
    Date of Patent: July 21, 2009
    Assignee: First Data Corporation
    Inventors: Wendy Humphrey, Sunil Dewan, Daniel J. Oswald
  • SYSTEM AND METHOD FOR ACTIVATING TELEPHONE-BASED PAYMENT INSTRUMENT
    Publication number: 20090181644
    Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
    Type: Application
    Filed: January 12, 2009
    Publication date: July 16, 2009
    Applicant: First Data Corporation
    Inventors: Wendy Humphrey, Sunil Dewan, Daniel J. Oswald
  • SYSTEM AND METHOD FOR ACTIVATING TELEPHONE-BASED PAYMENT INSTRUMENT
    Publication number: 20070262134
    Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
    Type: Application
    Filed: May 10, 2006
    Publication date: November 15, 2007
    Applicant: First Data Corporation
    Inventors: Wendy Humphrey, Sunil Dewan, Daniel Oswald