Patents by Inventor Wendy MacDonald

Wendy MacDonald has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems for authorization of reward card transactions
    Patent number: 10019719
    Abstract: A system for authorizing a reward card transaction includes an account server configured to receive an authorization request for a transaction performed using the reward card. The system also is configured to compare the amount of the transaction to an available balance in a bank account linked to the reward card and authorize the transaction based on the comparison. The system further is configured to transmit an authorization for the transaction. A system updating a credit limit on a reward card includes an updating module configured to receive amounts of authorized reward card transactions and amounts of authorized bank account transactions. The system also is configured to update a credit limit on a reward card based on the reward card transaction amounts and/or the bank account transaction amounts.
    Type: Grant
    Filed: November 17, 2009
    Date of Patent: July 10, 2018
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Timothy John Roe, Alisa J. Copeman, Wendy MacDonald, James H. Marsden
  • SYSTEMS FOR AUTHORIZATION OF REWARD CARD TRANSACTIONS
    Publication number: 20120221397
    Abstract: A system for authorizing a reward card transaction includes an account server configured to receive an authorization request for a transaction performed using the reward card. The system also is configured to compare the amount of the transaction to an available balance in a bank account linked to the reward card and authorize the transaction based on the comparison. The system further is configured to transmit an authorization for the transaction. A system updating a credit limit on a reward card includes an updating module configured to receive amounts of authorized reward card transactions and amounts of authorized bank account transactions. The system also is configured to update a credit limit on a reward card based on the reward card transaction amounts and/or the bank account transaction amounts.
    Type: Application
    Filed: November 17, 2009
    Publication date: August 30, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Timothy John Roe, Alisa J. Copeman, Wendy MacDonald, James H. Marsden
  • Kitchen timer
    Patent number: D576056
    Type: Grant
    Filed: March 21, 2008
    Date of Patent: September 2, 2008
    Inventor: Wendy MacDonald