Patents by Inventor Wenhui Meng

Wenhui Meng has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10404691
    Abstract: Aspects of the disclosure relate to providing information security and preventing unauthorized access to secured resources by implementing token-based authentication techniques. A computing platform may receive, from a client computing device, a request to authenticate a user to a user account associated with a client portal provided by a client portal server. In response to receiving the request to authenticate, the computing platform may generate a validation token for the user account. Subsequently, the computing platform may validate the request to authenticate based on the validation token generated for the user account. In response to validating the request to authenticate, the computing platform may generate and send one or more commands directing the client portal server to provide at least one client portal interface to the client computing device. In some instances, receiving the request to authenticate may include receiving a time-based one-time passcode generated by the client computing device.
    Type: Grant
    Filed: March 2, 2017
    Date of Patent: September 3, 2019
    Assignee: Bank of America Corporation
    Inventor: Wenhui Meng
  • Patent number: 10269016
    Abstract: Systems and methods for authenticating a user's identity at an ATM are provided. One method may include capturing at least a portion of user's facial information using a facial recognition camera. The method may also include receiving information using an additional biometric scanner. The method may further include using one or more device handlers to receive information related to the captured portion of the user's facial information from the facial recognition camera and to receive information related to the additional biometric scanner. The one or more device handlers may also be used for determining one or more routing destinations for said information related to the captured portion of the user's facial information, for said information and for said information received from the additional biometric scanner.
    Type: Grant
    Filed: August 20, 2015
    Date of Patent: April 23, 2019
    Assignee: Bank of America Corporation
    Inventors: Elizabeth Votaw, Xianhong Zhang, Wenhui Meng
  • Patent number: 10182078
    Abstract: Methods, systems, and computer-readable media for selectively enabling and disabling biometric authentication are presented. In some embodiments, a computing platform may receive, from a device monitoring and management computer system, a device state indicator message comprising device state information associated with a mobile computing device. Subsequently, the computing platform may set a biometric authentication flag for the mobile computing device based on the device state indicator message received from the device monitoring and management computer system. Then, the computing platform may generate an authentication functionality message for the mobile computing device based on the biometric authentication flag set for the mobile computing device, and the authentication functionality message may be configured to selectively enable or disable one or more biometric authentication functions provided by the mobile computing device.
    Type: Grant
    Filed: February 27, 2018
    Date of Patent: January 15, 2019
    Assignee: Bank of America Corporation
    Inventors: Xianhong Zhang, Wenhui Meng, Kalyan V. Pasumarthi, Elizabeth Votaw, Andrew T. Keys, Apeksh M. Dave
  • Publication number: 20180255052
    Abstract: Aspects of the disclosure relate to providing information security and preventing unauthorized access to secured resources by implementing token-based authentication techniques. A computing platform may receive, from a client computing device, a request to authenticate a user to a user account associated with a client portal provided by a client portal server. In response to receiving the request to authenticate, the computing platform may generate a validation token for the user account. Subsequently, the computing platform may validate the request to authenticate based on the validation token generated for the user account. In response to validating the request to authenticate, the computing platform may generate and send one or more commands directing the client portal server to provide at least one client portal interface to the client computing device. In some instances, receiving the request to authenticate may include receiving a time-based one-time passcode generated by the client computing device.
    Type: Application
    Filed: March 2, 2017
    Publication date: September 6, 2018
    Inventor: Wenhui Meng
  • Publication number: 20180191784
    Abstract: Methods, systems, and computer-readable media for selectively enabling and disabling biometric authentication are presented. In some embodiments, a computing platform may receive, from a device monitoring and management computer system, a device state indicator message comprising device state information associated with a mobile computing device. Subsequently, the computing platform may set a biometric authentication flag for the mobile computing device based on the device state indicator message received from the device monitoring and management computer system. Then, the computing platform may generate an authentication functionality message for the mobile computing device based on the biometric authentication flag set for the mobile computing device, and the authentication functionality message may be configured to selectively enable or disable one or more biometric authentication functions provided by the mobile computing device.
    Type: Application
    Filed: February 27, 2018
    Publication date: July 5, 2018
    Inventors: Xianhong Zhang, Wenhui Meng, Kalyan V. Pasumarthi, Elizabeth Votaw, Andrew T. Keys, Apeksh M. Dave
  • Patent number: 9923930
    Abstract: Methods, systems, and computer-readable media for selectively enabling and disabling biometric authentication are presented. In some embodiments, a computing platform may receive, from a device monitoring and management computer system, a device state indicator message comprising device state information associated with a mobile computing device. Subsequently, the computing platform may set a biometric authentication flag for the mobile computing device based on the device state indicator message received from the device monitoring and management computer system. Then, the computing platform may generate an authentication functionality message for the mobile computing device based on the biometric authentication flag set for the mobile computing device, and the authentication functionality message may be configured to selectively enable or disable one or more biometric authentication functions provided by the mobile computing device.
    Type: Grant
    Filed: November 19, 2015
    Date of Patent: March 20, 2018
    Assignee: Bank of America Corporation
    Inventors: Xianhong Zhang, Wenhui Meng, Kalyan V. Pasumarthi, Elizabeth S. Votaw, Andrew T. Keys, Apeksh M. Dave
  • Patent number: 9830591
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator collects account information on behalf of the customer. Rather than providing their username, password, or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter the customer's credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Grant
    Filed: May 27, 2015
    Date of Patent: November 28, 2017
    Assignee: Bank of America Corporation
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel
  • Patent number: 9824351
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator may collect account information on behalf of the customer. Rather than providing their username, password, and/or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter their credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Grant
    Filed: May 27, 2015
    Date of Patent: November 21, 2017
    Assignee: Bank of America Corporation
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel
  • Publication number: 20170149840
    Abstract: Methods, systems, and computer-readable media for selectively enabling and disabling biometric authentication are presented. In some embodiments, a computing platform may receive, from a device monitoring and management computer system, a device state indicator message comprising device state information associated with a mobile computing device. Subsequently, the computing platform may set a biometric authentication flag for the mobile computing device based on the device state indicator message received from the device monitoring and management computer system. Then, the computing platform may generate an authentication functionality message for the mobile computing device based on the biometric authentication flag set for the mobile computing device, and the authentication functionality message may be configured to selectively enable or disable one or more biometric authentication functions provided by the mobile computing device.
    Type: Application
    Filed: November 19, 2015
    Publication date: May 25, 2017
    Inventors: Xianhong Zhang, Wenhui Meng, Kalyan V. Pasumarthi, Elizabeth S. Votaw, Andrew T. Keys, Apeksh M. Dave
  • Publication number: 20170053284
    Abstract: Systems and methods for authenticating a user's identity at an ATM are provided. One method may include capturing at least a portion of user's facial information using a facial recognition camera. The method may also include receiving information using an additional biometric scanner. The method may further include using one or more device handlers to receive information related to the captured portion of the user's facial information from the facial recognition camera and to receive information related to the additional biometric scanner. The one or more device handlers may also be used for determining one or more routing destinations for said information related to the captured portion of the user's facial information, for said information and for said information received from the additional biometric scanner.
    Type: Application
    Filed: August 20, 2015
    Publication date: February 23, 2017
    Inventors: Elizabeth Votaw, Xianhong Zhang, Wenhui Meng
  • Publication number: 20160350748
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator may collect account information on behalf of the customer. Rather than providing their username, password, and/or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter their credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Application
    Filed: May 27, 2015
    Publication date: December 1, 2016
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel
  • Publication number: 20160350747
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator may collect account information on behalf of the customer. Rather than providing their username, password, and/or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter their credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Application
    Filed: May 27, 2015
    Publication date: December 1, 2016
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel