Abstract: Techniques are disclosed for delivering electronically generated offers to particular users, and more particularly, for obtaining and receiving data of particular types from specified sources to provide output that is generated from a decisioned library. The techniques include retrieving a product score that comprises a probability that a first user will obtain a first product, obtaining a behavioral value, and generating a score of a behavior value. The score of the first product behavioral value is then mathematically combined with a similarly derived second score of a product behavioral value to determine whether to generate and deliver an offer to the first user.

Abstract: The present invention provides a method and a terminal for receiving FM radio signals, the method includes: Acquiring a position information of a terminal for receiving the FM radio signals; obtaining a region information of the terminal according to the position information; obtaining a radio station list corresponding to the region information; displaying the radio station list; and broadcasting a radio station which is selected from the radio station list. By the method, the terminal can update the radio station list in time, so that flexibility for receiving radio signals is improved. In addition, if being transferred from one region to another region, the terminal will switch to frequencies of the new region and receive radio signals in the new region with less time.