Patents by Inventor Wesley Kim

Wesley Kim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240249263
    Abstract: A payment service may receive interaction data from a plurality of entities and analyze interactions to identify one or more interactions eligible for expedited payment. The expedited payment comprises a near real-time transfer of funds to a financial account of an entity. A user interface may be presented via an entity device that includes a representation of the eligible interaction(s). A pop-up window may be overlaid on the user interface that includes a display element selectable to request the expedited payment of at least one of the eligible interactions. Based on receipt of an indication that the entity has selected the display element, an expedited payment may be initiated for the at least one eligible interaction. After initiating the expedited payment in near real-time, a non-expedited payment may be initiated for remaining interaction(s).
    Type: Application
    Filed: April 4, 2024
    Publication date: July 25, 2024
    Inventors: Kyle Matson, Wesley Kim, Christopher Lang Mocko, Edward Chung, Robert Harrison Gilliam
  • Patent number: 11995626
    Abstract: A payment service may receive interaction data from a plurality of entities and analyze interactions to identify one or more interactions eligible for expedited payment. The expedited payment comprises a near real-time transfer of funds to a financial account of an entity. A user interface may be presented via an entity device that includes a representation of the eligible interaction(s). A pop-up window may be overlaid on the user interface that includes a display element selectable to request the expedited payment of at least one of the eligible interactions. Based on receipt of an indication that the entity has selected the display element, an expedited payment may be initiated for the at least one eligible interaction. After initiating the expedited payment in near real-time, a non- expedited payment may be initiated for remaining interaction(s).
    Type: Grant
    Filed: April 27, 2020
    Date of Patent: May 28, 2024
    Assignee: Block, Inc.
    Inventors: Kyle Matson, Wesley Kim, Christopher L. Mocko, Robert Harrison Gilliam, Edward Chung
  • Publication number: 20200258065
    Abstract: A payment service is configured to support purchase transactions generated by merchant point-of-sale (POS) devices. As transactions are conducted, the payment service evaluates, for each transaction, the risk of subsequent chargeback. The payment service then notifies the merchant that expedited payment is available for transactions having low risks of chargeback. The merchant can select a user interface element to initiate expedited payment of the transactions via a debit card linked to the merchant's bank account. Other transactions are settled in a non-expedited manner, using a batch funds transfer.
    Type: Application
    Filed: April 27, 2020
    Publication date: August 13, 2020
    Inventors: Kyle Matson, Wesley Kim, Christopher L. Mocko, Robert Harrison Gilliam, Edward Chung
  • Patent number: 10636035
    Abstract: A payment service is configured to support purchase transactions generated by merchant point-of-sale (POS) devices. As transactions are conducted, the payment service evaluates, for each transaction, the risk of subsequent chargeback. The payment service then notifies the merchant that expedited payment is available for transactions having low risks of chargeback. The merchant can select a user interface element to initiate expedited payment of the transactions via a debit card linked to the merchant's bank account. Other transactions are settled in a non-expedited manner, using a batch funds transfer.
    Type: Grant
    Filed: July 31, 2017
    Date of Patent: April 28, 2020
    Assignee: Square, Inc.
    Inventors: Kyle Matson, Wesley Kim, Christopher Lang Mocko, Robert Harrison Gilliam, Edward Chung
  • Patent number: 10210569
    Abstract: This disclosure describes, in part, techniques for collecting customer information of users at a centralized location and utilizing the information in an intelligent manner to assist customers in improving spending habits and in meeting budgetary goals. In some instances, the centralized location is a payment service that functions to both authorize payment instruments of users for costs of transactions conducted at the merchant, and to collect, generate and propagate budgetary profiles, to make budgetary suggestions and perform budgetary operations with regard to interactions of the merchants and the users.
    Type: Grant
    Filed: June 23, 2015
    Date of Patent: February 19, 2019
    Assignee: Square, Inc.
    Inventors: Wesley Kim, Jonathan Andrew Wolter, Victor Tsou
  • Patent number: 9727869
    Abstract: A payment service is configured to support purchase transactions generated by merchant point-of-sale (POS) devices. As transactions are conducted, the payment service evaluates, for each transaction, the risk of subsequent chargeback. The payment service then notifies the merchant that expedited payment is available for transactions having low risks of chargeback. The merchant can select a user interface element to initiate expedited payment of the transactions via a debit card linked to the merchant's bank account. Other transactions are settled in a non-expedited manner, using a batch funds transfer.
    Type: Grant
    Filed: June 5, 2015
    Date of Patent: August 8, 2017
    Assignee: Square, Inc.
    Inventors: Kyle Matson, Robert Harrison Gilliam, Edward Chung, Wesley Kim, Christopher Lang Mocko
  • Patent number: 7736113
    Abstract: Disclosed herein is a vehicle transport apparatus for parking systems. The vehicle transport apparatus of the present invention includes a first platform, onto which a vehicle is placed, a second platform, which is provided in a parking space, and a pair of carriers and which move between the first platform and the second platform. Each carrier includes a main frame, a drive wheel which is provided in the main frame, a drive motor which rotates the drive wheel; a pair of arms which are rotatably mounted to each of opposite sides of the main frame, and a hydraulic device which rotates the arms. The arms lift the wheels when extracted from the main frame, and the carriers transports the vehicle lifted by the arms from one platform to another platform.
    Type: Grant
    Filed: August 21, 2007
    Date of Patent: June 15, 2010
    Assignee: MP System Co., Ltd.
    Inventors: Kwang-hee Yook, Chang-guk Hwang, Wesley Kim
  • Publication number: 20080031711
    Abstract: Disclosed herein is a vehicle transport apparatus for parking systems. The vehicle transport apparatus of the present invention includes a first platform, onto which a vehicle is placed, a second platform, which is provided in a parking space, and a pair of carriers and which move between the first platform and the second platform. Each carrier includes a main frame, a drive wheel which is provided in the main frame, a drive motor which rotates the drive wheel; a pair of arms which are rotatably mounted to each of opposite sides of the main frame, and a hydraulic device which rotates the arms. The arms lift the wheels when extracted from the main frame, and the carriers transports the vehicle lifted by the arms from one platform to another platform.
    Type: Application
    Filed: August 21, 2007
    Publication date: February 7, 2008
    Inventors: Kwang-hee Yook, Chang-guk Hwang, Wesley Kim