Abstract: A payment service is configured to support purchase transactions generated by merchant point-of-sale (POS) devices. As transactions are conducted, the payment service evaluates, for each transaction, the risk of subsequent chargeback. The payment service then notifies the merchant that expedited payment is available for transactions having low risks of chargeback. The merchant can select a user interface element to initiate expedited payment of the transactions via a debit card linked to the merchant's bank account. Other transactions are settled in a non-expedited manner, using a batch funds transfer.

Abstract: A payment service is configured to support purchase transactions generated by merchant point-of-sale (POS) devices. As transactions are conducted, the payment service evaluates, for each transaction, the risk of subsequent chargeback. The payment service then notifies the merchant that expedited payment is available for transactions having low risks of chargeback. The merchant can select a user interface element to initiate expedited payment of the transactions via a debit card linked to the merchant's bank account. Other transactions are settled in a non-expedited manner, using a batch funds transfer.

Abstract: This disclosure describes, in part, techniques for collecting customer information of users at a centralized location and utilizing the information in an intelligent manner to assist customers in improving spending habits and in meeting budgetary goals. In some instances, the centralized location is a payment service that functions to both authorize payment instruments of users for costs of transactions conducted at the merchant, and to collect, generate and propagate budgetary profiles, to make budgetary suggestions and perform budgetary operations with regard to interactions of the merchants and the users.

Abstract: A payment service is configured to support purchase transactions generated by merchant point-of-sale (POS) devices. As transactions are conducted, the payment service evaluates, for each transaction, the risk of subsequent chargeback. The payment service then notifies the merchant that expedited payment is available for transactions having low risks of chargeback. The merchant can select a user interface element to initiate expedited payment of the transactions via a debit card linked to the merchant's bank account. Other transactions are settled in a non-expedited manner, using a batch funds transfer.

Abstract: Disclosed herein is a vehicle transport apparatus for parking systems. The vehicle transport apparatus of the present invention includes a first platform, onto which a vehicle is placed, a second platform, which is provided in a parking space, and a pair of carriers and which move between the first platform and the second platform. Each carrier includes a main frame, a drive wheel which is provided in the main frame, a drive motor which rotates the drive wheel; a pair of arms which are rotatably mounted to each of opposite sides of the main frame, and a hydraulic device which rotates the arms. The arms lift the wheels when extracted from the main frame, and the carriers transports the vehicle lifted by the arms from one platform to another platform.

Abstract: Disclosed herein is a vehicle transport apparatus for parking systems. The vehicle transport apparatus of the present invention includes a first platform, onto which a vehicle is placed, a second platform, which is provided in a parking space, and a pair of carriers and which move between the first platform and the second platform. Each carrier includes a main frame, a drive wheel which is provided in the main frame, a drive motor which rotates the drive wheel; a pair of arms which are rotatably mounted to each of opposite sides of the main frame, and a hydraulic device which rotates the arms. The arms lift the wheels when extracted from the main frame, and the carriers transports the vehicle lifted by the arms from one platform to another platform.