Abstract: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the “best” total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.

Abstract: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the “best” total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.

Abstract: A method and a system to provide information to consumers are provided. A code identification module may receive one or more scanned machine-readable codes. The code identification may further identify respective descriptions of the items corresponding to the one or more scanned machine-readable codes. An incentive generation module may provide to a user an incentive interface depicting a first description of a first set of incentives available with the purchase of a first item corresponding to a first scanned machine-readable code and second description of a second set of incentives available with the purchase of a second item corresponding to a second scanned machine-readable code.

Abstract: Merchants within close proximity to each other are “affiliated” with other by distance. A consumer making a first purchase at a first affiliated merchant is provided coupons or other incentives to make a second purchase with one or more other affiliated merchants. The consumer may pre-pay for the second purchase at the first affiliated merchant. A payment provider may debit an account of the first affiliated merchant the amount of the second purchase minus any amount due to the first affiliated merchant as a result of the second purchase. An account of the second affiliated merchant offering the incentive may be credited accordingly. The consumer and/or the affiliated merchant offering the incentive may be notified so that the consumer can simply go to the affiliated merchant to pick up the purchase, such as by showing proof of purchase or an identifier.

Abstract: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the “best” total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.