Abstract: A transactional method and system of incentivizing task performance using token-based exchange for digital media access. The system and method are configured to reward a person with electronic tokens for tasks that are performed and verified by the system. These tokens can then be exchanged by the user for access to desired digital media. Verification can involve the use of natural language processing and image comparison algorithms to determine whether a particular task has been successfully completed.

Abstract: One or more tangible, non-transitory, computer-readable media, include instructions that, when executed by one or more processors, cause the one or more processors to receive, from an application programming interface (API), a list of objects corresponding to an online transaction, retrieve a classification lookup table based on the list of objects, identify a class of each object in the list of objects using the classification lookup table, and provide, to the API, the class of each object for processing of the online transaction.

Abstract: Systems and methods that can automatically and intelligently edit audio signals to correct issues with voices and background noise. Such features may be especially useful as more people decide to work remotely. With remote work, some employees may be multi-tasking, for example by dropping off and picking up their kids while in meetings. Background noise reduction is essential for these remote workers. Using the exemplary systems and methods, remote workers could participate in live calls and/or create recordings while going about their daily chores. In particular, these remote workers would not need to wait until they are back home or in a quieter environment for participating in calls and/or making recordings.

Abstract: An energy usage computing system includes one or more processors that are configured to receive data corresponding to energy usage of a plurality of devices within a property from a plurality of sensors. The energy usage computing system is also configured to analyze the data to determine an amount of energy used for at least one device of the plurality of devices, project an estimated cost of operation for the at least one device based at least in part on the determined amount of energy used for the at least one device, compare the estimated cost of operation for the at least one device to a threshold, and perform a cost-saving action in response to determining that the estimated cost of operation for the at least one device is above the threshold.

Abstract: The present disclosure relates to detecting distracted driving on a mobile device and mitigating distracted driving by determining whether a mobile device is used by a driver of a vehicle or by a passenger of the vehicle. The system can determine that the mobile device is in a vehicle and modify the functionality of the mobile device to transition the mobile device into an automobile mode. Vehicle data and/or mobile device data can be used to determine a number of individuals in the vehicle. An identity of the operator of the mobile device can be authenticated based on authentication information obtained by the mobile device. Based on the authenticated identity of the operator of the mobile device, a driving score associated with the driver can be modified, where the score indicates a number of instances of distracted driving by the driver.

Abstract: Systems and methods that can automatically generate synthetic videos depicting alternative scenarios that may be consistent with recorded video. Systems and methods leverage machine learning systems that can generate synthetic video information using autoencoders and generative adversarial networks that have been trained on previous video data. Systems and methods further include a scenario dashboard that allows users of the system to select recorded videos and other settings that serve as inputs, or constraints, on the synthetically generated videos.

Abstract: A system and method for helping a user carrying a smart device to maintain safe distances from other persons during an epidemic or a pandemic. A portable smart device measures the approximate distance to persons in the vicinity of the user, and notifies the user whenever he or she is too close to other persons. The portable smart device may overlay augmented reality graphics (such as arcs, lines, text, numbers, or other graphics) over images captured by the smart device's camera, to indicate safe distances. The graphics serve to inform and/or warn the user that he or she may be getting too close to other persons.

Abstract: A user identification system includes one or more processors configured to receive a first indication of a vehicle identity of a vehicle at an entrance of a location and retrieve a user profile associated with the vehicle identity from a user profile database. The user profile includes one or more user identities of one or more users authorized to enter the location. The one or more processors are configured to receive a second indication of a current user identity of a current user positioned in the vehicle, determine that the current user identity corresponds to a particular user identity of the one or more user identities, and output a control signal indicative of instructions to enable access to the location in response to the current user identity corresponding to the particular user identity.

Abstract: A user score of a test for assessing a risk of a user of having or developing a contagious illness may be obtained, for each user of a plurality of users entering in a group setting. A group score based on the user scores associated with the plurality of users in the group setting may be generated. The group score indicating a group risk of a presence or development of the contagious illness in the group setting may be communicated for display. Group scores associated with a plurality of group settings may be obtained and communicated for display. A message may be communicated to a mobile user device indicating a group setting as a current high risk group setting, being associated with a score that is outside a limit set by a threshold value and with a location in proximity to a current location of the mobile user device.

Abstract: An order fulfillment management system includes processing circuitry configured to receive merchant data indicative of a capability of a merchant to fulfill orders for a good. The processing circuitry is also configured to provide an output to a first consumer in response to the first consumer attempting to complete a purchase of the good from the merchant while the merchant data indicates that the merchant is unable to fulfill the orders for the good within a timeframe. The output includes a notification on a graphical user interface for visualization by the first consumer, and the notification is configured to discourage the first consumer from purchasing the good from the merchant by recommending an alternative action to the first consumer.

Abstract: The present embodiments relate to automatic claim value generation. Particularly, the present embodiments include retrieving information from various sources and processing the data to derive an overview of damage to vehicles incurred during a vehicle accident, deriving an estimated value (or “cost”) to rectify the damage, and a client-specific claim value to be presented to the client representing a value to rectify the damage based on a policy corresponding to the client. The present embodiments provide an automated (or “touchless”) claim value payout system to provide a claim value specific to the client and the accident incurred by the client that is performed by a computing device without intervention by an operator.

Abstract: A budget management guidance system includes a portable device having processing circuitry and a storage device. The processing circuitry is configured to receive product imagery related to a product, determine a purchase price of the product based on the product imagery, access a budget goal for a user from the storage device, and instruct output of a notification on a graphical user interface of the portable device in response to determining that the purchase price of the product exceeds the budget goal for the user.

Abstract: Insurance and warranty cataloging, detection and evaluation techniques are described for a micro insurance or warranty system. An example method for an insurance or warranty system includes receiving, at a server, an error code from a device of a user, processing the error code to extract sensor data related to one or more failed components of the device, determining the one or more failed components is covered within an insurance policy or warranty based on the sensor data, and issuing an insurance claim or warranty claim based on the one or more failed components being covered. In some embodiments, the micro insurance or warranty system includes analyzing the sensor data to determine the cause of the one or more failed components.

Abstract: A system and method facilitate interactive collaboration using an extended reality (XR) environment. The XR environment provides an electronic whiteboard to users of the XR environment. The XR environment provides an electronic notepad to the first user at a device of the first user. The XR environment receives a note of the electronic notepad from the first user, then receives an input to detach the note from the electronic notepad and to attach the note to the electronic whiteboard. Finally, the XR environment provides a view of the note on the electronic whiteboard to the second user.

Abstract: A memory storing processor executable instructions, and a processor configured to execute the processor executable instructions, wherein execution of the processor executable instructions causes the processor to perform operations including receiving image data from an image sensor configured to acquire images in a home, identifying objects in the image data, accessing one or more databases storing risk data associated with the objects in the image data, and, in response to risk data of a particular object in the image data exceeding a threshold, sending, to a device, a notification comprising an indication of the particular object as a high-risk object.

Abstract: A smart glasses system includes smart glasses configured to be worn by an individual. The smart glasses include a display and a camera configured to obtain one or more images. One or more processors are communicatively coupled to the smart glasses and are configured to receive the one or more images and to process the one or more images to identify characteristics of damage to a property. The one or more processors are also configured to generate, based on the characteristics of the damage to the property, a mitigation protocol. The one or more processors are further configured to provide an output indicative of one or more steps of the mitigation protocol to the smart glasses for presentation to the individual via the display.

Abstract: A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.

Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.

Abstract: A sensitive area activity monitoring system is provided. A non-intrusive sensor that does not provide image, video, or audio data is used to capture data in a sensitive area that is associated with an activity. The sensor data is logged and provided to a downstream service tasked with personalizing the service based upon the logged data.

Abstract: A system and method for automatically detecting if a home alarm system is being used and/or actively monitored are disclosed. The system and method use data gathered from one or more sensors, including audio information from microphones. The audio information is analyzed using a machine learning system to determine if the alarm system is being regularly used and monitored. The system and method can also automatically update a policy holder's insurance policy to reflect whether or not an alarm system is being used.