Abstract: A user guidance display system provides an animated display of example action being entered into a displayed image of the machine, to show a self-service machine user how the machine is to be operated. The various graphic images which show the prospective user what to do are created on a personal computer, using any of the commercially available graphic design programs. The binary file provided by the design program is processed, to compress the file into a special form having reduced memory requirements and having synergism with the image-displaying apparatus so as to permit fast and low overhead display of each image. By displaying a base image comprised of a number of image fragments, the base image can be changed during the course of guiding a user through a transaction. Animation is provided by sequentially displaying a plurality of image fragments under control of an animation list which, in turn, controls a timer.

Abstract: A user transaction terminal which may be connected for communication with a large scale data processing system includes a card handling subsystem which receives and transports user information cards; a user communication subsystem which includes a keyboard and an optical display; a hardware control subsystem which operates terminal hardware, a transaction statement subsystem which prints and dispenses written records of user transactions; a terminal communication subsystem which provides communication with a data processing system; a processor support subsystem which assists a control subsystem by performing control functions which are more easily implemented with hardware than software; and a control subsystem which includes a programmed microprocessor which is connected to the other subsystems via an information bus to coordinate and control the operations of the other subsystems. The keyboard includes a plurality of mutually exclusive keyboard fields, each relating to a different type of information.

Abstract: A transaction execution system includes a host data processing system having a multiple account data base and a plurality of transaction terminals in communication with the host. The terminals each include a keyboard, a display, document handling subsystems, a hardware control subsystem, a communication subsystem and a programmable control subsystem supervising the other subsystems. A user initiates a transaction request by inserting a card into one of the terminals. After reading acceptable account identification information from the card the terminal requests entry of a preassigned personal ID number through the keyboard. The ID number is encrypted by the terminal at least once and communicated to the host along with information read from the card and entered via the keyboard.

Abstract: A versatile readily serviced transaction terminal includes a credit card control mechanism, a user keyboard, a user display, a document handling system for cash and printed transaction statements, and a system for controlling terminal operation. The terminal receives a user credit card having a magnetic stripe with prerecorded account information, reads the account information, and then receives a user personal ID number through the keyboard. As an available option, the terminal may require a predetermined correspondence between the personal ID number and the account information. After any required correspondence is satisfied, the user is permitted to operate the keyboard to indicate a selected one of an unlimited range of possible transaction requests.