Patents by Inventor William A. Cooper
William A. Cooper has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20150094976Abstract: A method for correcting an ambient pressure measurement, a method for calculating a temperature, and an apparatus for affecting the same for an aircraft measuring system are provided. The methods include the steps of receiving an airspeed measurement from a laser sensor, receiving a total pressure measurement, and calculating an ambient pressure correction. A corrected ambient pressure or a calculated temperature may be calculated. The apparatus includes a laser sensor configured to provide an airspeed measurement, an aircraft instrument configured to provide a total pressure measurement, and a processing system.Type: ApplicationFiled: September 24, 2014Publication date: April 2, 2015Applicant: University Corporation for Atmospheric ResearchInventors: William A. COOPER, Scott Spuler, Mike Spowart, Dirk Richter
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Patent number: 8600891Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. The card user can earn credit, or interest based on deferred debits. Also, in certain instances, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases.Type: GrantFiled: August 7, 2009Date of Patent: December 3, 2013Assignee: TCF Financial CorporationInventor: William A. Cooper
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Patent number: 7930229Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card, wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. In certain instances, this is not until after the activity for the billing cycle is reported to the holder of the account. Also, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases. Before the limited time period lapses, the available amount useful for additional purchases can be increased.Type: GrantFiled: August 6, 2009Date of Patent: April 19, 2011Assignee: TCF Financial CorporationInventor: William A. Cooper
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Patent number: 7912774Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.Type: GrantFiled: August 6, 2009Date of Patent: March 22, 2011Assignee: TCF Financial CorporationInventor: William A. Cooper
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Publication number: 20100001067Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. In certain instances, this is not until after the activity for the billing cycle is reported to the holder of the account. Also, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases. Before the limited time period lapsing, the available amount useful for additional purchases can be increased.Type: ApplicationFiled: August 6, 2009Publication date: January 7, 2010Inventor: William A. Cooper
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Publication number: 20100001068Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. In certain instances, this is not until after the activity for the billing cycle is reported to the holder of the account. Also, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases. Before the limited time period lapsing, the available amount useful for additional purchases can be increased.Type: ApplicationFiled: August 7, 2009Publication date: January 7, 2010Inventor: William A. Cooper
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Publication number: 20100005016Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. The card user can earn credit, or interest based on deferred debits. Also, in certain instances, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases.Type: ApplicationFiled: August 7, 2009Publication date: January 7, 2010Inventor: William A. Cooper
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Publication number: 20090313108Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.Type: ApplicationFiled: August 6, 2009Publication date: December 17, 2009Inventor: William A. Cooper
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Patent number: 7594606Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.Type: GrantFiled: June 17, 2008Date of Patent: September 29, 2009Assignee: TCF Financial CorporationInventor: William A. Cooper
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Publication number: 20080249941Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.Type: ApplicationFiled: June 17, 2008Publication date: October 9, 2008Inventor: William A. Cooper
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Patent number: 7398919Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.Type: GrantFiled: December 21, 2004Date of Patent: July 15, 2008Assignee: TCF Financial CorporationInventor: William A. Cooper
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Patent number: 4257181Abstract: The present invention provides an improved fishing rod holder which is especially useful for holding and tending a fishing rod when surf fishing from a sandy beach, or when fishing from an earthen shoreline. The invention also provides an inexpensive method of producing the fishing rod holder of the invention from readily available materials.Type: GrantFiled: August 6, 1979Date of Patent: March 24, 1981Inventor: William A. Cooper
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Patent number: D295944Type: GrantFiled: November 8, 1985Date of Patent: May 31, 1988Assignee: Mitchell & Cooper LimitedInventor: William A. Cooper
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Patent number: D312193Type: GrantFiled: November 17, 1988Date of Patent: November 20, 1990Assignee: Mitchell & Cooper LimitedInventor: William A. Cooper
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Patent number: D361480Type: GrantFiled: March 30, 1994Date of Patent: August 22, 1995Assignee: Mitchell & Cooper LimitedInventor: William A. Cooper
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Patent number: D371283Type: GrantFiled: June 7, 1995Date of Patent: July 2, 1996Assignee: Mitchell & Cooper LimitedInventor: William A. Cooper