Patents by Inventor William A. Cooper

William A. Cooper has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150094976
    Abstract: A method for correcting an ambient pressure measurement, a method for calculating a temperature, and an apparatus for affecting the same for an aircraft measuring system are provided. The methods include the steps of receiving an airspeed measurement from a laser sensor, receiving a total pressure measurement, and calculating an ambient pressure correction. A corrected ambient pressure or a calculated temperature may be calculated. The apparatus includes a laser sensor configured to provide an airspeed measurement, an aircraft instrument configured to provide a total pressure measurement, and a processing system.
    Type: Application
    Filed: September 24, 2014
    Publication date: April 2, 2015
    Applicant: University Corporation for Atmospheric Research
    Inventors: William A. COOPER, Scott Spuler, Mike Spowart, Dirk Richter
  • Patent number: 8600891
    Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. The card user can earn credit, or interest based on deferred debits. Also, in certain instances, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases.
    Type: Grant
    Filed: August 7, 2009
    Date of Patent: December 3, 2013
    Assignee: TCF Financial Corporation
    Inventor: William A. Cooper
  • Patent number: 7930229
    Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card, wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. In certain instances, this is not until after the activity for the billing cycle is reported to the holder of the account. Also, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases. Before the limited time period lapses, the available amount useful for additional purchases can be increased.
    Type: Grant
    Filed: August 6, 2009
    Date of Patent: April 19, 2011
    Assignee: TCF Financial Corporation
    Inventor: William A. Cooper
  • Patent number: 7912774
    Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.
    Type: Grant
    Filed: August 6, 2009
    Date of Patent: March 22, 2011
    Assignee: TCF Financial Corporation
    Inventor: William A. Cooper
  • Publication number: 20100001067
    Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. In certain instances, this is not until after the activity for the billing cycle is reported to the holder of the account. Also, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases. Before the limited time period lapsing, the available amount useful for additional purchases can be increased.
    Type: Application
    Filed: August 6, 2009
    Publication date: January 7, 2010
    Inventor: William A. Cooper
  • Publication number: 20100001068
    Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. In certain instances, this is not until after the activity for the billing cycle is reported to the holder of the account. Also, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases. Before the limited time period lapsing, the available amount useful for additional purchases can be increased.
    Type: Application
    Filed: August 7, 2009
    Publication date: January 7, 2010
    Inventor: William A. Cooper
  • Publication number: 20100005016
    Abstract: A system and method for managing a financial institution account with a transaction card used as a deferred-debit transaction card and as an automated banking card wherein debit transactions are stored by a managing computer system for a billing cycle without being automatically debited against the account until after debit transaction activity. The card user can earn credit, or interest based on deferred debits. Also, in certain instances, a limited time period is provided relative to the billing cycle, for the user to provide funds as consideration for payment against the transaction card purchases without an automatic debiting of available funds as full consideration for payment against the deferred-debit purchases.
    Type: Application
    Filed: August 7, 2009
    Publication date: January 7, 2010
    Inventor: William A. Cooper
  • Publication number: 20090313108
    Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.
    Type: Application
    Filed: August 6, 2009
    Publication date: December 17, 2009
    Inventor: William A. Cooper
  • Patent number: 7594606
    Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.
    Type: Grant
    Filed: June 17, 2008
    Date of Patent: September 29, 2009
    Assignee: TCF Financial Corporation
    Inventor: William A. Cooper
  • Publication number: 20080249941
    Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.
    Type: Application
    Filed: June 17, 2008
    Publication date: October 9, 2008
    Inventor: William A. Cooper
  • Patent number: 7398919
    Abstract: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via a statement or other informative approach. During a payment time period after the end of the billing cycle, the user is afforded an opportunity to review tracked purchases and provide funds to cover the purchases. If the user does not provide funds for the purchases during the payment time period, funds are automatically transferred from the consideration-bearing account to cover the purchases at the end of the payment time period. In this regard, purchases made with the transaction card against the consideration-bearing account are not assessed against the consideration-bearing account until after the billing cycle has ended.
    Type: Grant
    Filed: December 21, 2004
    Date of Patent: July 15, 2008
    Assignee: TCF Financial Corporation
    Inventor: William A. Cooper
  • Patent number: 4257181
    Abstract: The present invention provides an improved fishing rod holder which is especially useful for holding and tending a fishing rod when surf fishing from a sandy beach, or when fishing from an earthen shoreline. The invention also provides an inexpensive method of producing the fishing rod holder of the invention from readily available materials.
    Type: Grant
    Filed: August 6, 1979
    Date of Patent: March 24, 1981
    Inventor: William A. Cooper
  • Patent number: D295944
    Type: Grant
    Filed: November 8, 1985
    Date of Patent: May 31, 1988
    Assignee: Mitchell & Cooper Limited
    Inventor: William A. Cooper
  • Patent number: D312193
    Type: Grant
    Filed: November 17, 1988
    Date of Patent: November 20, 1990
    Assignee: Mitchell & Cooper Limited
    Inventor: William A. Cooper
  • Patent number: D361480
    Type: Grant
    Filed: March 30, 1994
    Date of Patent: August 22, 1995
    Assignee: Mitchell & Cooper Limited
    Inventor: William A. Cooper
  • Patent number: D371283
    Type: Grant
    Filed: June 7, 1995
    Date of Patent: July 2, 1996
    Assignee: Mitchell & Cooper Limited
    Inventor: William A. Cooper