Patents by Inventor William A. Detterman

William A. Detterman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for initiating a funds transfer using a mobile device
    Patent number: 8180705
    Abstract: The invention is directed to a method and apparatus for initiating an electronic funds transfer. The system includes a first mobile device, a payment engine, and a payment repository. The first mobile device includes functionality to display a notification of a sales transaction, obtain an authorization from the consumer to the electronic funds transfer based on the notification, instantiate a transfer entry form to obtain a transfer entry package, where the transfer entry package comprises the notification, a verification of the authorization, and consumer financial account information. The payment engine is operatively connected to the first mobile device and includes functionality to transmit the notification to the consumer of a sales transaction, generate the transfer entry form based on the authorization, and transmit the transfer entry package to a depository financial institution.
    Type: Grant
    Filed: April 30, 2008
    Date of Patent: May 15, 2012
    Assignee: Intuit Inc.
    Inventors: Eric F. Kowalchyk, William A. Detterman
  • METHOD AND APPARATUS FOR INITIATING A FUNDS TRANSFER USING A MOBILE DEVICE
    Publication number: 20100174647
    Abstract: The invention is directed to a method and apparatus for initiating an electronic funds transfer. The system includes a first mobile device, a payment engine, and a payment repository. The first mobile device includes functionality to display a notification of a sales transaction, obtain an authorization from the consumer to the electronic funds transfer based on the notification, instantiate a transfer entry form to obtain a transfer entry package, where the transfer entry package comprises the notification, a verification of the authorization, and consumer financial account information. The payment engine is operatively connected to the first mobile device and includes functionality to transmit the notification to the consumer of a sales transaction, generate the transfer entry form based on the authorization, and transmit the transfer entry package to a depository financial institution.
    Type: Application
    Filed: April 30, 2008
    Publication date: July 8, 2010
    Applicant: INTUIT INC.
    Inventors: Eric F. Kowalchyk, William A. Detterman