Abstract: A method and system for managing a transaction card account includes a dual function transaction card with primary and secondary transaction card functions that is issued to a cardmember in connection with the account. The cardmember is allowed to incur charges on the account with the dual function transaction card, and statements are periodically issued to the cardmember on the account for a balance payable that is based on the primary function of the transaction card. The cardmember is allowed to elect the secondary function of the dual function transaction card, and such an election is made, a new balance is computed on the account in response to the election and the cardmember is notified of the new balance and a new minimum due for the account.

Abstract: A method and system for managing a transaction card account includes a dual function transaction card with primary and secondary transaction card functions that is issued to a cardmember in connection with the account. The cardmember is allowed to incur charges on the account with the dual function transaction card, and statements are periodically issued to the cardmember on the account for a balance payable that is based on the primary function of the transaction card. The cardmember is allowed to elect the secondary function of the dual function transaction card, and such an election is made, a new balance is computed on the account in response to the election and the cardmember is notified of the new balance and a new minimum due for the account.

Abstract: A drive assembly for a powered mechanism initially demonstrated in the form of a bicycle type vehicle wherein the drive assembly is manually powered and comprises a gear assembly including a plurality of gear pairs. Each gear of each gear pair is connected to either a drive shaft or a driven axle and the various gears of the plurality of gear pairs are specifically sized and drivingly interconnected to one another so as to maximize efficiency in operation and provide a smooth transmission of power from the drive shaft to the driven axle. Energy in the form of a pulling force is retransmitted back to the drive shaft to render the subject drive assembly more efficient and require less manual exertion and manpower delivered into the system of the drive assembly to maintain the vehicle or other mechanism being driven in operation.